If you have been called to any high-level role in Christian leadership, and certainly if you plan to lead from the front as a church pastor, then you already know that there are number of major legs that are part of that journey. And chances are, if you’ve come to this resource, you are preparing for one of the most significant steps in that process: earning your Master of Divinity (MDiv) from a college recognized by your denomination.
An MDiv isn’t the only graduate degree that church pastors and other Christian leaders hold, but in many ways it is the most complete scriptural and pastoral training you can receive. This fact places the MDiv among the most widely recognized and respected ways to prepare for a career in ministry. As a comprehensive course of graduate study lasting as many as four years, it’s also among the most expensive Christian graduate degrees.
All MDiv programs are offered through private Christian Universities. This provides the assurance that you will receive a first-rate Christ-centered education. That kind of preparation comes with a significant cost. According to 2020 data from the National Center for Education Statistics, the average cost of tuition and fees at a private university in the United States rings in at $26,500 per year.
With most MDiv programs lasting between three and four years of full-time study, you are easily looking at six-figures to earn that important qualification.
You already know that God will provide everything you need to fulfill your calling. But that doesn’t change the fact that the responsibility falls to you to make prudent and wise decisions as you follow that path.
With our comprehensive, state-by-state analysis of the most affordable Master of Divinity degrees, we give you the tools to make well-informed decisions about how you spend your tuition dollars.
How We Identified the Most Affordable Christian Universities Offering MDiv Programs
We have a simple formula for finding the MDiv programs with the best comparative tuition rates in each state.
First, we start with only fully accredited universities.
We understand the integrity it takes to follow the path to a life in ministry. Looking for the most reasonable tuition rates available must start with a baseline assumption that we are evaluating only high-value MDiv programs that are uncompromising about quality and rigor. Rest assured, those are the only types of programs we even consider in our tuition evaluation.
We only look at Christian universities that have met the rigorous standards it takes to receive a stamp of approval from an institutional accrediting agency sanctioned by CHEA (the Council for Higher Education Accreditation) and the US Department of Education. This type of institutional accreditation is a requirement for any university to be eligible to receive Title IV federal subsidized loans and grants.
Then, we collect detailed tuition data for every MDiv program in the United States offered at an accredited university.
Those tuition details include the per-credit rate and total credits required for the MDiv, which allows us to present a clear picture of the total program cost at each school. Although we include everything from tuition to technology fees to give the real cost of the education you’ll receive, we exclude cost of living expenses, room and board, as well as books and other necessary and discretionary supplies.
Because some schools run on a quarter-system, rather than the more common semester-system, we use a standard conversion (1.5 quarter credits = 1 semester credit) for all quarter-system schools to provide an apple-to-apple cost comparison in each state.
Next, we simply find the average total cost for all accredited MDiv programs in each state.
In the end, it’s the Christian universities offering MDiv programs with total costs below the state average that earn the distinction of being called the “most affordable.” From coast to coast, each one of those MDiv programs is featured right here on this list, conveniently organized by state.
Oh, and you might find a few that sneak in just over the line—if a school’s total tuition costs are closer to the typical cost of the more affordable options but just over the state average, we make an exception to ensure we’re providing you the full breadth of affordable MDiv options in your state.
In all cases, you will find that you can get a high-quality MDiv for considerably less than you might have thought.
Saving You Money Without Compromising the Quality and Rigor of Your MDiv Program
Of course, both your calling and your church may have a lot to say about the Christian university you should attend. No two MDiv programs are exactly alike. They have different concentrations, are taught in different ways, and come in different formats, from online, to hybrid, to traditional.
So, although we are giving you only the most affordable options in the marketplace, we’re also laying out a lot more information for you to help narrow down your choices. For each listing, in addition to the per-credit and total estimated program cost, you’ll find other key points that will be very important in helping you make your final decision:
- Total savings over the average cost of an MDiv in your state
- MDiv concentration options
- Whether the program is available on-campus, online, or in a mixed hybrid format
- Other advanced degrees offered by the same university
And we also looked closer at every single program to tease out some of the important factors you might want to weigh in making one of the most important decisions of your life – the key points that may differ from school to school. Every school is unique, and every program has something special to offer that you might not find anywhere else. So we dove in to look for things like:
- Accolades and recommendations from former students or ranking organizations like U.S. News & World Report
- Dual-degree options that can double up your expertise in the same amount of time
- Unique online support features
- Contemplative and community-oriented campuses
- Resources and support for research and scholarship
- Global and local experiential study opportunities
You’ll find every point that stood out to us about the school when we performed our evaluation – things that make each one a place you might want to consider as another step to fulfilling your unique calling.
Most Affordable MDiv Degrees by State
Most Affordable Master’s of Divinity Programs
ALABAMA - State average: $38,048
Heritage Christian University
Ezell Institute of Biblical Research
Florence, AL

Master of Divinity (on-campus, online)
Total Estimated Cost: $18,675
Cost Per Credit: $249
Total cost is $19,373 below the state average for similar programs!
Also offers: Master of Ministry, MA in Christian Scripture
- Unique courses such as studies of the writings of CS Lewis help this program provide essential historical context for ministers
- Small class sizes with a 6:1 student-teach ratio allows you to receive more mentoring from experienced, dedicated instructors
- The lowest cost program for divinity studies in Alabama hands-down lets you launch your career without debt
- Generous school scholarships can further ease your concerns about paying for a degree
The holistic program offered at HCU specifically focuses on the needs of a Christian community, building leadership skills out of the shared religious heritage stretching back to the Old and New Testament. You’ll study those writings in the original Hebrew and Greek for the complete experience. You’ll also get a better picture of the church through history as you explore world religions and specific cultural contexts such as the limits of resource dynamics in Ancient Israel. A six-hour practicum rounds off your studies to allow you to hone leadership skills in front of a real congregation.
Amridge University
Turner School of Theology
Montgomery, AL

Master of Divinity (online)
- Ministerial Leadership
Total Estimated Cost: $37,440
Cost Per Credit: $480
Total cost is $608 below the state average for similar programs!
Also offers: MA in Christian Education, MA in New Testament Studies, MA in Old Testament Studies, MS in Christian Ministry, MS in Ministerial Leadership
- More than half of all credits for the program are offered through electives, offering an excellent opportunity to customize your education
- A biblically-oriented program sets your training on top of a solid foundation of Scriptural understanding
- Distance learning offers the flexibility that working adults need to get through an intensive MDiv program
- With experience in online education going back to 1993, Amridge programs are built on extensive expertise in remote teaching
A lifetime of learning and leadership are offered at Amridge through a focus on church, family, and society. As an independent co-educational school dedicated to Christian ideal and heritage, Amridge has been in a unique position to break new ground in divinity studies since it was founded in 1967. The school was one of the first 15 participants in the U.S. Department of Education’s pioneering distance education project, a forerunner in schools that resulted in changes to federal law to open up remote training. You can be sure you’re getting the total experience here with no shortcuts, and no massive loans to pay off!
ARIZONA - State average: $48,665
International Baptist College and Seminary
Chandler, AZ

Master of Divinity (on-campus)
Total Estimated Cost: $41,280
Cost Per Credit: $430
Total cost is $7,385 below the state average for similar programs!
Also offers: Master of Christian Education, MA in Ministry
- Placements at local churches such as Tri-City Baptist Church provide a wide variety of opportunities for hands-on ministry experience
- Strong language training New Testament Greek anchors this program in original Biblical texts
- Facilities on campus include a media center, student center, and family life center with gymnasium, kitchen, and fellowship hall
IBC was founded to fill a gap in seminary education in the growing Southwest region. Charged with training young men and women for gospel ministries in evangelism, church planting, missions, and education, the school has been offering graduate degrees since 1986. The strong relationship with Tri-City Baptist Church opens up many regular opportunities for students to experience path such as music pastorship and Christian education. With residential options for students, this program offers a holistic approach to divinity training that includes your personal growth with pastoral training.
Phoenix Seminary
Scottsdale, AZ

Master of Divinity (hybrid)
- Biblical and Theological Studies
- Leadership and Administration
- Christian Studies
Total Estimated Cost: $48,300
Cost Per Credit: $525
Total cost is $365 below the state average for similar programs!
Also offers: MA in Ministry (Christian Studies, Ministry Skills, Leadership and Administration, Intercultural Studies), MA in Biblical and Theological Studies
- Three areas of emphasis allow you to customize your training toward the area of ministry to which you feel most called
- The Seminary’s Text and Canon Institute offers in-depth research and resources into Bible translation and interpretation
- As a nationally-recognized seminary, Phoenix integrates biblical scholarship with practical experience in local churches for a life-long skillset in learning and adaptation
- The hybrid learning experience is enhanced by the school’s adaptation of new technologies such as blogs and podcasts to keep all students looped into the latest thinking and studies
Practical and effective training at Phoenix Seminary’s MDiv program comes along with something else that you don’t often find when training for the ministry: adventure! The joy and inspiration of the ministry come front and center through your journey here, in fellowship with a community of students and leaders destined to change the world. Phoenix Seminary hands you all the tools you need to be effective in this role, from detailed biblical studies in the original Greek and Hebrew to learning how to communicate Christ’s truth in a pluralistic world.
CALIFORNIA - State average: $49,264
America Evangelical University
Gardena, CA

Master of Divinity (on-campus)
- Pastoral Ministry
- Christian Counseling
Total Estimated Cost: $21,600
Cost Per Credit: $300
Total cost is $27,664 below the state average for similar programs!
Also offers: MA in Counseling
- Program is offered in Korean
- A required internship puts you through field experience to meet specific goals and develop real-world skills
- Mentorship offers a strong guiding hand throughout the program
- Internship clusters keep you in contact with fellow students through your field work
AEU trains lay leaders, missionaries, and pastors through strong donation to biblical principles but using the latest educational methods. By cultivating partnerships with organizations in different sectors, the university offers unique and in-depth internship experiences. A strong emphasis on accommodating the local cultural environment makes this school a natural choice for those performing mission work overseas.
SUM Bible College and Theological Seminary
El Dorado Hills, CA

Master of Divinity (on-campus, online)
Total Estimated Cost: $21,660
Cost Per Credit: $285
Total cost is $27,604 below the state average for similar programs!
Also offers: MA in Biblical Studies, MA in Christian Leadership
- At least 85 percent of graduates go on to work in the ministry after graduation
- The school raises up Pentecostal ministry leaders using the Jesus Model of Leadership
- Dynamic chapel services and a strong, unified dorm community make on-campus attendance a spiritual experience
- Expect personal mentorship not just from faculty, but also via administration and alumni
SUM originally stood for the School of Urban Missions. Although the college has a broader mission and more programs now, it remains a center for training for pastors interested in evangelizing in cities throughout the world. A significant emphasis on online learning means that you’ll be joined in your studies by students from around the world. The school intentionally doubles down on this by focusing on creating leaders for the global Christian movement. A requirement for MDiv applicants to already be active in ministry ensures you are joined on your path by fellow students who are serious and experienced.
World Mission University
Los Angeles, CA

Master of Divinity (hybrid)
- Biblical Preaching
- Christian Counseling
- Church Ministry
- Church Music
Total Estimated Cost: $24,640
Cost Per Credit: $280
Total cost is $24,624 below the state average for similar programs!
Also offers: MA in Theology; MA in Worship Studies
- A flexible program that offers a variety of concentrations in various pastoral arts
- The hybrid approach allows most coursework to be completed online, but includes at least one on-campus course
- On-campus required coursework can be completed through intensive modular courses
- Committed evangelical faculty are motivated by fidelity to the Word of God and hold advanced degrees in their fields
Founded in the firm belief that the global village is the pastor’s ranch, WMU is the place to go for experienced training in the missionary aspects of pastoral work. The international perspective brings training in innovative worship models and cultural diversity, preparing you for a soft landing in any ministry you end up in. Taking a broader vision of what a Biblical education means leads the school to develop new and innovative approaches to divinity training. Outreach to other ethnic groups is part of the process here, meaning WMU offers a multicultural experience throughout your program of study.
Bethesda University
Graduate Department
Anaheim, CA

Master of Divinity (on-campus, online)
Total Estimated Cost: $25,440
Cost Per Credit: $265
Total cost is $23,824 below the state average for similar programs!
Also offers: MA in Biblical Studies
- A library of over 30,000 volumes offers plenty of research material for advanced studies
- Located in multicultural Orange County, Bethesda offers an immersive opportunity to practice preaching to diverse groups and communities
- A bright, modern facility makes on-campus studies easy
Striving to become a global center for Christian academic training is all the motivation that is needed at Bethesda to create an effective program for training future Christian leaders. Taking the Pentecostal Evangelical perspective, the MDiv program trains you in both theological and social constructs to develop the knowledge and professional skills you will need to bring the Word of God to the faithful. A devotion to developing the spiritual life of students also fires the passion and drive that you need to do His work each day.
Presbyterian Theological Seminary
Santa Fe Springs, CA

Master of Divinity (on-campus)
Total Estimated Cost: $25,480
Cost Per Credit: $260
Total cost is $23,784 below the state average for similar programs!
Also offers: Master of Arts in Christian Counseling Psychology
- Sponsorship from the Korean Presbyterian Church Abroad helps PTS maintain a solid financial foundation for education
- Program is offered in Korean as well as English
- New facility established in 2009 provides well-equipped classrooms and a substantial library for a high-quality theological education
You’ll graduate from PTS with a deeper knowledge of yourself and your own relationship with God on top of the strong Christian worldview and comprehensive Biblical knowledge their MDiv program prepares you with. The cultural context of Christianity is placed with insights from the humanities, natural and social sciences, and the arts to give you a better footing in evangelism and theological reasoning.
Shasta Bible College and Graduate School
Redding, CA

Master of Divinity (on-campus)
- Pastoral and General Ministry
- Military Chaplaincy
Total Estimated Cost: $27,000
Cost Per Credit: $375
Total cost is $22,264 below the state average for similar programs!
Also offers: MA in Christian Ministries; MA in Biblical Counseling
- Faculty members and administrators at Shasta are both academically qualified and have direct experience in the ministry
- Overseas study opportunities have include a tour tracing the path of the apostle Paul through the Holy Lands
- Annual Alpha and Omega conference offers a variety of speakers and opportunities to contemplate both the miracle of creation and the prophecies of the end-times
The main priority at Shasta is creating an atmosphere that is conducive to spiritual growth, in the knowledge that academic excellence is sure to follow inspiration. With passionate, highly-experienced and academically accomplished professors and mentors, the MDiv program here gives you every chance at success in the ministry. An active residential campus is family-oriented and offers plenty of outreach opportunities for students, as well as the promise of making new friends.
Epic Bible College and Graduate School
Sacramento, CA

Master of Divinity (on-campus, online)
Total Estimated Cost: $33,912
Cost Per Credit: $471
Total cost is $15,352 below the state average for similar programs!
Also offers: M.A. in Christian Ministry; M.A. in Biblical Studies; M.A. in Ethical Leadership
- Epic uses the popular and effective Populi platform for online learning management, making your remote classes a breeze to attend and understand
- Almost half the program is composed of electives you choose, giving you a great opportunity to customize your education
- A two-hour course offered each week by guest lecturers on Christian Life and Ministry offers the opportunity to hear diverse opinions on hot topics like church administration, cross-cultural communication, and the theology of worship
- A commitment to diversity means new friends and new experiences always await you at Epic
Epic divides their MDiv program objectives into spiritual, professional, and academic realms, then gives you all the support you need to hit all three targets. The school works hard to cultivate a sense of family, with each student valued for their individual abilities and contributions. The school bases its curriculum on current and relevant experiences, delivered by instructors with a background in real-world ministry. You can be sure the skills you are learning here are the best practices being used out in the field of ministry today.
Fresno Pacific University
Biblical Seminary
Fresno, CA

Master of Divinity (on-campus)
Total Estimated Cost: $34,920
Cost Per Credit: $485
Total cost is $14,344 below the state average for similar programs!
Also offers: MA (Theology, Old Testament, New Testament, Ministry Leadership and Culture, Christian Ministry)
- FPU is a globally-recognized leader not just in theological studies, but also marriage and family therapy and urban missions
- A beautiful 50-acre campus in Fresno places you squarely in the middle of God’s most beautiful creations, include Yosemite and Sequoia national parks
- The school hosts institutes such as the Center for Community Transformation and the Center for Anabaptist Studies
- The school’s on-site counseling centers has partnerships with both faith-based and secular agencies locally for broad experience and cross-cultural contact
Empowering churches and transforming people into leaders is what the MDiv program at FPU is all about. Kingdom-minded leaders are developed through accessible and affordable educational programs here, including the Master of Divinity. Faculty here bring together strong, dynamic Christian faith with a commitment to warm and personal relationships with students. Year of experience in both ministry and teaching offers you the best of both worlds in your coursework here.
Simpson University
A.W. Tozer Theological Seminary
Redding, CA

Master of Divinity (online, hybrid)
Total Estimated Cost: $37,000
Cost Per Credit: $500
Total cost is $12,264 below the state average for similar programs!
Also offers: MA in Ministry Leadership
- Online interaction with professors and other students powers your remote studies to another level with constant support
- Course options include hybrid and polycom courses that offer one-week intensives at off-campus learning centers to better connect you with your classes
- A range of denominations educated at Simpson expose you to diversity in both thought and culture
Calling, character, and competence are the three things that are most developed at the A.W. Tozer Theological Seminary at Simpson. Rigorous and respected Biblical training is delivered by faculty who are both accomplished scholars and experienced ministers. Simpson’s Bible studies go back as far as 1921, with a strong track record of developing missionaries for overseas evangelizing. Long known as the Gateway to World Service, Simpson today trains ministers for a wide range of different pastoral duties just as comprehensively and effectively.
Hope International University
Pacifica Christian College of Ministry and Biblical Studies
Fullerton, CA

Master of Divinity (hybrid, online)
- Christian Ministry and Leadership
- Church Planting
- Intercultural Studies
- Pastoral Care
- Spiritual Formation
- Worship Ministry
Total Estimated Cost: $37,800
Cost Per Credit: $525
Total cost is $11,464 below the state average for similar programs!
Also offers: MA (Ministry, Ministry and Business); Master of Church Music
- With six available concentrations to focus your studies, HIU can be the right choice for almost any calling to the ministry
- Real-world vocational settings include churches, parachurch organizations, social services, hospitals, and hospices for a wide range of experiential learning opportunities
- An accelerated track can get you through the entire program in only 30 months
- Academic coaches are available to ensure you get the support you need to pass every class
- Fifteen different student organizations make it easy to share interests and find friends along the way
You can expect to be transformed through your education at HIU, as previous graduates have reported. The tools and techniques of ministry are all offered through the MDiv program, of course, but the heart and secret of your schooling here will be in the personal growth of your self-confidence and your relationship with God. The expansive Fullerton campus is located right in the heart of Orange County, a diverse, urbanized area with plenty to see and do.
Azusa Pacific University
Azusa Pacific Seminary
Azusa, CA

Master of Divinity (on-campus)
- Biblical Studies
Total Estimated Cost: $42,106
Cost Per Credit: $569
Total cost is $7,158 below the state average for similar programs!
Also offers: MA in Korean Pastoral Studies; MA in Pastoral Studies (English, Spanish); MA in Theological Studies
- The MDiv program at Azusa is available in English, Korean, and Spanish
- On-site internships offer real-world experience in navigating the complexities of pastoral work
- Faculty are prepared with both years of ministerial experience and strong academic credentials
- A faculty-to-student ratio of 1 to 20 means you get the personalized attention you need to succeed
- School ranks highly in the U.S. News and World Reports list of America’s Best Colleges and scores high on the Forbes and Princeton Review rankings as well
- As a military-friendly Yellow Ribbon University, more than 500 military-connected students attend Azusa
Azusa is located in one of the most diverse corners of the country, and is recognized as having one of the most diverse student populations. That’s a key setup to the MDiv’s purpose in offering a global awareness of Church and ministry, teaching you to develop effective patterns of ministry through a combination of classroom instruction and practical experience. You’ll get a chance to learn as much from your peers in this setting as you will in turn offer them from your own lived experiences. Transformational mentoring relationships with faculty round out this very human, very expressive path to the ministry.
Southern California Seminary
San Diego, CA

Master of Divinity (on-campus, online)
Total Estimated Cost: $43,680
Cost Per Credit: $455
Total cost is $5,584 below the state average for similar programs!
Also offers: MA in Christian Ministry; MA in Science and Religion; MA in Christian Counseling; MA in Biblical Studies; Master of Theology
- With the Bible as your primary textbook, all your courses here are directed by His inerrant Word
- Graduates are working more than 20 foreign countries and more than half of all states in addition to chaplaincies in the Armed Forces
- A belief that every priest is spiritually gifted means that your individual strengths and grace will be honored and cherished through your studies here
- Learn in a diverse, multi-cultural, multi-lingual environment that offers you an appreciation for all His creations
Although SCS is proud of their diverse, far-ranging alumni and multi-cultural campus, they are first and foremost educators of pastors to local churches. The modest tuition is in service to that goal, as is the school’s partnership with Shadow Mountain Community Church, where you can hone your practical skills on top of the strong course of Biblical knowledge you get through class. The highest standards of study are maintained by devoted, highly qualified instructors. You graduate equipped to serve in senior leadership in the pastorate, missions, Christian education, or social work.
La Sierra University
HMS Richards Divinity School
Riverside, CA

Master of Divinity (on-campus)
- Youth Ministry
- Family Ministry
- Cross-Cultural and Urban Ministry
- Preaching
- Cross-Cultural Missions
- Creative Evangelism
- Relief and Development
- Community Service
- Social Justice
Total Estimated Cost: $44,496
Cost Per Credit: $618
Total cost is $4,768 below the state average for similar programs!
Also offers: MA in Religion; Master of Theological Studies
- Every student is assigned an advisor appropriate to their goals and program
- In addition to the listed concentrations, interdisciplinary specializations can be created through collaborations with other schools
- Students enjoy the unique advantage of health foods store on campus and operated by the university, with fresh, nutritious dining options
- On-campus centers of expertise include the Center for Conflict Resolution, Center for Philanthropy, and the Center for Near Eastern Archaeology
La Sierra offers an open community of learning and service. You’ll find a hospitable environment here for your education and personal growth, fostered by caring, engaged, compassionate instructors and staff. A collaborative approach to teaching follows through in offering additional opportunities to expand your studies to other schools at the college, delivering unique specialization options such as in Christian Philanthropy and Worship and Music. La Sierra is a big school with many resources that offers an MDiv at an extremely attractive price.
California Lutheran University
Pacific Lutheran Theological Seminary
Berkeley, CA

Master of Divinity (on-campus, online)
- Climate Justice and Faith
- Evangelism and Justice
Total Estimated Cost: $44,895
Cost Per Credit: $615
Total cost is $4,369 below the state average for similar programs!
Also offers: MA in Spirituality and Social Change; Joint MA-MDiv
- Flexible pathways to completion offer you programs that range from three to five years in length, based on your personal availability and energy
- The only Lutheran seminary located in the western half of the United States
- The Graduate Theological Union has the largest theological faculty in one location in the entire United States, comprising 8 seminaries and 11 research centers
- Resources include the Flora Lamson Hewlett library, the most comprehensive of its kind with nearly 500,000 volumes
- A Spiritual Care Team offers pastoral counseling and spiritual direction to all students
An intellectual engagement with Scripture, various traditions of faith, and the wider world of culture and society opens up for you at PLTS through engagement with a wide array of theological voices. You’ll get a solid grounding in Biblical studies and Christian doctrine, but also learn how to peer through the socio-ecological lens at modern cultural challenges in race, class, gender, and even ecology to find new ways to apply those immaculate teachings in today’s world. Located in the heart of the Bay Area, you’ll find diversity on and off campus to support your understanding of faith and society.
The Master’s University and Seminary
Los Angeles, CA

Master of Divinity (on-campus)
Total Estimated Cost: $45,570
Cost Per Credit: $465
Total cost is $3,694 below the state average for similar programs!
Also offers: MA in Biblical Counseling; MA in Biblical Studies; Master of Theology
- Faculty members are fully-equipped pastor-theologians with both practical and academic expertise
- Learn to master the original languages of the Bible and interpret any part of the text for improve comprehension of His Word
- Offers hands-on local church experience to ground your studies in real-world training
- A partnership with Master’s Academy International offers opportunities to enter missionary work after graduation
- Nearly 80 percent of graduates go on to serve as pastors, with others becoming missionaries, professors, or chaplains
The Master’s University and Seminary is aptly named on several fronts. First, faculty are acknowledged leaders in spiritual and academic fields alike, offering great experience and expertise to draw on in your training. Next, the school offers no shortcuts in their studies, requiring as much as twice the credit hours of other programs and requiring mastery of Biblical languages so you have no doubt that your understanding of Scripture is correct. You will fully master the disciplines of holiness, prayer, leadership, and compassion, which will come together to make you the minister you are meant to be.
COLORADO - State average: $55,020
Denver Seminary
Littleton, CO

Master of Divinity (on-campus, online, hybrid)
- Apologetics and Ethics
- Biblical Preaching
- Biblical Studies
- Chaplaincy
- Christian Formation and Spiritual Direction Leadership
- New Testament
- Old Testament
- Pastoral Care and Counseling
- Theology
Total Estimated Cost: $50,955
Cost Per Credit: $645
Total cost is $4,065 below the state average for similar programs!
Also offers: MA (Apologetics and Ethics, Biblical and Theological Studies, Christian Formation, Christian Studies, Counseling Ministries, Cultural Engagement, Leadership, New Testament, Old Testament, Theology); Master of Theology (New Testament, Old Testament, Theology)
- World-class faculty offer rigorous academic preparation combined with intentional mentorship to get you through the hard parts of the program
- A self-directed Training and Mentoring program delivers a focused experience for development of both character and professional skills
- With ten different concentrations available, opportunities to focus your studies in any area of ministry are open
- The Denver Counseling Center and the Gospel Initiative offer additional study resources and practical training opportunities
- The on-campus Bridge Gallery offers a perspective in ministry work through art
- More than 6,0000 alumni working globally offer a ready-made network for graduates to get their bearings in all types of ministry work
A broad but deep foundation in Biblical and theological studies awaits you at the Denver Seminary, whether you choose to attend at either physical location (a campus is also operated in Washington D.C.) or in hybrid or online formats alone. More than 70 years of preparing graduates for intensive work in the ministry gives Denver Seminary an unsurpassed standing in a community that embraces more than 50 denominations. The flexibility of fully online, on-campus, or hybrid training shows that this school has also kept up with the times, though, with a global campus that relies on the same faculty and a cohort model that keeps you connected to fellow students throughout your studies.
CONNECTICUT - State average: $53,208
Holy Apostles College and Seminary
Cromwell, CT

Master of Divinity (online)
- New Evangelization
Total Estimated Cost: $27,000
Cost Per Credit: $375
Total cost is $26,208 below the state average for similar programs!
Also offers: MA in Pastoral Studies (Apologetics, Catechetical Ministry, General Studies, Marriage and Family Studies, Pastoral Counseling, Spiritual Direction, Youth & Young Adult Ministry); MA in Theology (Bioethics – with NCBC Certification, Bioethics – non-NCBC, Church History, Dogmatic Theology, General Studies, Moral Theology, Sacred Scripture, Thomistic Studies)
- A Cardinal Newman Society Recommended college
- A 10-to-1 student-to-faculty ratio offers plenty of direct attention from skilled and accomplished professors
- Low costs driven by the school’s commitment to a debt-free education for students
- The seminary and faculty are both faithful to the Magisterium, offering daily mass, the Sacrament of Confession, and Adoration
- Student body has a strong sense of community, with group activities centered around the January March for Life and the student-run Life League
Although Holy Apostles is a small seminary, as seen in the attractively low student/faculty ratio, it has a big reach. Students here are drawn from all 50 states and 5 different continents, bringing a multicultural perspective to Christianity as part of the package. Yet the school is unique in that, as both college and seminary, you may find both fellow divinity students and lay students attending the same classes. A top-quality, affordable education grounded in Catholicism and academic excellence is available to all.
DISTRICT OF COLUMBIA - State average: $80,474
Wesley Theological Seminary
Washington, DC

Master of Divinity (on-campus)
- Children and Youth Ministry & Advocacy
- African American Church Studies
- Arts
- Missional Church
- Urban Ministry
- Public Theology
Total Estimated Cost: $55,242
Cost Per Credit: $682
Total cost is $25,232 below the state average for similar programs!!
Also offers: Master of Theological Studies; MA (Faith and politics, Faith and health Pastoral care ministry, Multicultural ministry)
- A practical field education placement ensures that every Wesley MDiv graduate has hands-on experience and cultural immersion training
- The school’s Community Life Office eases your integration into busy Washington D.C. and the Wesley spiritual community
- The campus hosts the Lewis Center for Church Leadership and the Henry Luce III Center for the Arts and Religion, offering resources and expertise to students
Collaborative agreements with local churches, hospitals, and other agencies put an exclamation point behind this seminary’s commitment to practical field learning. You’ll be trained in your calling not just by accomplished faculty members, but also by church officials, pastors, and even the laity. The complementary nature of academic and practical training is part of the school’s commitment to prepare every graduate for service. The seminary also offers continuing education, certificate programs, and other community educational programs, bringing the liberating Gospel to a wide range of people.
FLORIDA - State average: $39,813
South Florida Bible College and Seminary
Deerfield, FL

Master of Divinity (on-campus, online)
Total Estimated Cost: $22,125
Cost Per Credit: $295
Total cost is $17,688 below the state average for similar programs!
Also offers: MA in Biblical Studies; MA in Christian Counseling; MA in Pastoral Counseling; Master of Theology (Christian Apologetics, New Testament Studies)
- Ranked in the top 10 Most Affordable and Best Online Degrees by several different organizations including BestColleges and Study.com
- Receive credit for life experiences as well as enjoying generous transfer policies
- Small class sizes ensure that you get individual attention from instructors
- The Steven R. Sylvester Memorial Library on campus offers more than 17,000 books as well as computer resources for your research and homework
- An online Christian Classics Ethereal Library opens up study resources to remote students
Flexibility and affordability are the dual hallmarks of the MDiv program at SFBC. A senior pastor discount can make it even more affordable for those who are eligible! Many specialized areas of study ensure that your specific requirements are met for whatever ministry you feel called to. In-depth research ensures that you get to the bottom of thorny theological questions, and options to study in the original Greek or Hebrew allow you to take your explorations further.
Southeastern University
School of Divinity
Lakeland, FL

Master of Divinity (on-campus, online)
Total Estimated Cost: $35,640
Cost Per Credit: $495
Total cost is $4,173 below the state average for similar programs!
Also offers: MA in Ministerial Leadership (Executive); MA in Biblical Studies; MA in Theological Studies; MA in Family Ministry; MA in Ministerial Leadership
- Names one of the fastest-growing liberal arts universities in the country by The Chronicle of Higher Education
- The new Live/Learn Buena Vida facility includes classrooms, student residences, and common areas to keep everything accessible for your educational needs
- Strong academic supports through the Center for Student Success and active academic advising counselors keep you on track for graduation
- Online students still qualify for full campus amenities including access to tutoring and career placement assistance
- School of Honors offers tuition support and study abroad opportunities for qualified students
Southeastern understands that location matters, and beautiful Lakeland offers a vibrant community in which to study. Close to some of the country’s best beaches and Disney World and Busch Gardens, you won’t have trouble finding ways to stay occupied after class. But you might not ever feel the need to leave this new, modern, and still-growing campus, with a brand new Welcome Center, expanded Student Activities Center, a coffeehouse, and even an on-campus Chick-fil-A. But none of the amenities here distract from a quality program that covers Old and New Testaments in the original Greek and Hebrew and offers inspirational courses in ecclesiology and preaching.
GEORGIA - State average: $48,401
Luther Rice College and Seminary
Lithonia, GA

Master of Divinity (on-campus, online)
- Biblical Languages
Total Estimated Cost: $21,420
Cost Per Credit: $238
Total cost is $26,981 below the state average for similar programs!
Also offers: Master of Arts in Apologetics; Master of Arts in Biblical Counseling; Master of Arts in Christian Studies; Master of Arts in Leadership; Master of Arts in Ministry
- Choose open electives or a biblical languages concentration to focus your studies where you feel they are most needed
- School offers the option of transferring in up to 45 credit hours
- Almost 90 percent of graduates are involved in ministry work after graduation
- A complete 100 percent of the 2021 graduating class were placed in jobs after graduation
- A campus library with 60,000 volumes is joined by a digital electronic library with more than half a million volumes for extensive research support for both on campus and online students.
As a center for Christian academic excellence for over 50 years, Luther Rice College and Seminary is a beacon in the metro Atlanta area for ministerial training. Many students are non-traditional, which gives the school great expertise in offering flexible online coursework to help you complete your studies while working or maintaining other obligations. Dedicated faculty here bring real-world experience to their lessons, adhering to the inspired, inerrant, and authoritative Word of God at every turn. All the tools you need to graduate and become a success in ministry are offered while you attend or when you join more than 8,000 alumni out in the working ministry.
Truett McConnell University
Balthasar Hubmaier School of Missions & Theology
Cleveland, GA

Master of Divinity (on-campus, online)
Total Estimated Cost: $31,488
Cost Per Credit: $384
Total cost is $16,913 below the state average for similar programs!
Also offers: MA in Theology
- Course of study focuses on theological approaches including centrality of Scripture and missiology
- Truett McConnell has been building leaders through Biblically-centered education for more than 70 years
- A strong community and vibrant campus life supports you throughout your studies and helps you fulfill your calling
- Community groups are organized in both residence halls on the campus community at large and are primarily student-led
- The school actively helps to connect students with local churches for worship and service
You’ll be trained not just as a fully equipped minister, versed in Scripture and theology, but also as a critical thinker. You’ll get the knowledge and training you need to evaluate thorny issues of ethics and morality here, grounded in the bedrock of the Word of God. The four pillars behind this successful program of study are love of the Lord, love of His Word, love of the Church, and love of the lost. You’ll quickly feel part of the TMU community through leadership opportunities and campus organizations offering opportunities for service.
Beulah Heights University
Atlanta, GA

Master of Divinity (on-campus, online)
- Leadership
- Chaplaincy
Total Estimated Cost: $38,250
Cost Per Credit: $425
Total cost is $10,151 below the state average for similar programs!
Also offers: MA in Religious Studies
- Student organizations such as Club Give offer service opportunities with fellow students in the local community
- The CATS programs allows students to assist the Dean of Chapel in the running of actual services to give you a first-hand taste of liturgical duties
- The school’s Career Services team offers a great resource for finding internship opportunities and lining up jobs after graduation
As the premier Christian university in Atlanta and one of the oldest Christian universities in the Southeast, you can’t go wrong with choosing BHU for your Master of Divinity program. Two specializations allow you to tailor your training toward your individual calling, while strong core coursework in Biblical studies and ministry skills equip you for leadership and evangelical work in any ministry. The school’s goal of becoming a resource center for Christian leaders means it has accumulated the materials and the expertise to offer a top-notch program in Divinity, at an extremely affordable price.
Mercer University
McAfee School of Theology
Atlanta, GA

Master of Divinity (on-campus, online)
Total Estimated Cost: $38,610
Cost Per Credit: $495
Total cost is $9,791 below the state average for similar programs!
Also offers: Master of Theological Study; MA in Christian Ministry; M.Div+(MBA, MS in Clinical Mental Health Counseling, MS in Organizational Leadership); Master of Theological Studies-MS Clinical Mental Health Counseling; MA in Christian Ministry-MS in Organizational Leadership
- An 8-to-1 student-to-faculty ratio keeps you in close contact with instructors for intensive education with a personal touch
- Faculty-guided peer learning and reflection sessions also give you the opportunity to learn from fellow students as well as instructors
- Combined degree opportunities allow you to broaden your professional opportunities by pursuing multiple opportunities in education simultaneously
- Optional certificate programs taken alongside your MDiv studies offer additional training in areas such as Congregational Ministry, Christian Ethics, and Faith-based Social Transformation
- School is partnered with the Cooperative Baptist Fellowship
Mercer was founded in 1833 with a dual goal of providing both classical and theological education simultaneously. That sort of recognition of the combination of culture and religion services graduates from today’s Mercer MDiv program well. The school embraces traditional Baptist principles of intellectual and religious freedom, while offering rigorous training in serious theological matters and practical aspects of ministry. Faculty with enormous academic expertise and solid practical experience offer a broad range of interests to pass along, from Celtic Spirituality to Faith and Art.
HAWAII - State average: $42,840
Pacific Rim Christian University
Honolulu, HI

Master of Divinity (on-campus)
Total Estimated Cost: $42,840
Cost Per Credit: $595
Total cost is consistent with the state average for similar programs.
Also offers: MA in Christian Studies; MA in Christian Leadership
- Motivated and helpful staff helped make this college certified one of the Best Christian Workplaces of 2019
- School maintains connections with other institutes and colleges in Japan, Washington, and Myanmar
- Highly respected faculty present at conferences or teach in exchanges in Australia, Japan, Saipan, Singapore, and China
The Pacific Rim has a great need of disciples and missionaries, and PRCU is ideally placed to help train them. Located in beautiful Honolulu, the school has forged ties on both side of the Pacific to offer an unparalleled opportunity to tap into the resources of larger schools and institutes on the Mainland and conduct direct missionary work in Asia and the South Pacific. Students have made mission trips to Japan, Costa Rica, and the Philippines. The student experience is built around community and discipleship, with a characteristically friendly island attitude. You’ll still get the in-depth studies in Greek and Hebrew, but it’s easier and more fun to make an impact with the support and attitudes you will find here.
IDAHO - State average: $42,840
Northwest Nazarene University
College of Theology and Christian Ministries
Nampa, ID

Master of Divinity (online)
- Mission Leadership
- Spiritual Formation
- Youth, Children, and Family Ministry
Total Estimated Cost: $42,840
Cost Per Credit: $540
Total cost is consistent with the state average for similar programs.
Also offers: MA in Leadership and Formation (Missional Leadership, Spiritual Formation, Youth Children and Family Ministry); MA in Pastoral Ministry
- One of only eight colleges affiliated with the Church of the Nazarene, NNU handles higher education for the entire Pacific Northwest region
- Three quarters of faculty hold the highest possible degrees in their field for a solid academic grounding
- Named to U.S. News & World Report’s 2021 Best Regional Universities in the West and highly ranked by the Princeton Review
- 68 percent of students have a job offer prior to graduation
NNU graduates head off to a wide variety of ministerial positions after graduation, ranging from staff ministry to church planting. Other graduates head on to pursue doctoral studies at prestigious schools such as Drew Divinity School, Portland Seminary, and Fuller Theological Seminary to name a few. The broad range of jobs they are prepared for is a testament to the excellent MDiv education that NNU has to offer. The leading-edge theological education offered here is powered by a highly-respected, well-prepared cadre of professors with strong academic credentials piled on top of legitimate real-world experience. You can tap into that expertise and head off to your next ministerial position with confidence and grace with this MDiv behind you.
ILLINOIS - State average: $62,305
McCormick Theological Seminary
Chicago, IL

Master of Divinity (on-campus, hybrid)
Total Estimated Cost: $25,920
Cost Per Credit: $320
Total cost is $36,385 below the state average for similar programs!
Also offers: MA in Ministry (Spanish option); Master of Theological Studies
- More than ten on-campus student groups offer fellowship and shared focus on issues from eco-justice to pan-African heritage
- The JKM Library, a shared resource with the Lutheran School of Theology at Chicago, doubles your resources for study and research
- Various initiatives launched by the school include efforts to build solidarity and faith among incarcerated populations, to heal from trauma, and to explore science research in the seminary context
- On-campus centers include the Center for Reparatory Justice, Transformation, and Remediation and he Center for African American Ministry and Black Church Studies
McCormick has been in the business of religious education for 190 years and is still going strong. That tells you something about the tradition and quality you will find here, either online or on campus. Yet the campus remains on the leading edge of progressive Christian education, with a multicultural student body and a faculty committed to teaching social justice and the latest perspectives in Biblical hermeneutics. You’ll get diverse perspectives in your classes here, but also a strong element of classical training through Greek and Hebrew exegesis and courses in Church history. Institutional partnerships with other area schools and faith-based organizations broadens your horizons even further, and opportunities for service are endless.
Olivet Nazarene University
School of Theology and Christian Ministry
Bourbonnais, IL

Master of Divinity (on-campus, hybrid)
- Pastoral Leadership
- Missional Multiplication
- Ministerial Studies
- Urban Ministry
- Family Ministry
- Pastoral Ministry
- Theology
- Bible
- Religious Studies
Total Estimated Cost: $32,400
Cost Per Credit: $450
Total cost is $29,905 below the state average for similar programs!
Also offers: MA in Pastoral Leadership; MA in Missional Multiplication; MA in Ministerial Studies; MA in Urban Ministry; MA in Family Ministry; MA in Pastoral Ministry; MA in Christian Ministry; MA in Religion; Master of Ministry; Master of Ministry in Spanish
- A requirement for mentored ministry ensures that each student undergoes ministry with the guidance and direction of experienced guides
- Firmly rooted in the Wesleyan-Arminian and Holiness tradition of the Church of the Nazarene
- On-site intensives combine with online and video options to offer an extremely flexible approach to education
- Students from more than 40 states and 20 countries, representing almost 50 different denominations ensure you will find a range of views and cultures to broaden your education
- More than 90 student clubs and organizations offer fellowship and community to students
- Active campus cultural events ranging from Christian singers to the Christmas banquet combine entertainment with enlightenment
Just 50 miles outside of Chicago, Olivet is within easy range for remote students flying in to attend one-week intensive seminars as part of the hybrid program here. The beautiful campus evokes public parks, but includes 25 well-equipped buildings on 275 acres. SMART classrooms and some 400 network access locations, on top of a campus-wide wireless network, makes it easy to connect for online resources access from anywhere on campus. It’s a big educational opportunity for a surprisingly low cost.
Moody Bible Institute
Moody Theological Seminary
Chicago, IL

Master of Divinity (on-campus, online, hybrid)
- Pastoral Studies
- Ministry Leadership
- Biblical Spiritual Formation and Discipleship
- TESOL
- Interdisciplinary Studies
Total Estimated Cost: $32,712
Cost Per Credit: $376
Total cost is $29,593 below the state average for similar programs!
Also offers: BA-MA; MA in Ministry Leadership; MA in Biblical Spiritual Formation and Discipleship; MA in Biblical Studies
- The school offers an accelerated Bachelor to MDiv program where both degrees can be completed in only six years total
- On-campus options are available in eatery Chicago or in Plymouth, Michigan
- A modular class style gives you the flexibility of a hybrid approach, with some classes online, and others offering the full classroom experience
- Faculty have a strong track record in academic publications, offering great subject matter expertise in their areas of focus
- Two internships built into the curriculum help you develop practical skills based on your theological studies
- Study abroad options can take you to Italy, Greece, Ireland, Scotland, or elsewhere, with new options offered each year
Education at Moody begins with the Word. The Institute proudly claims that you will spend more time studying the Bible than any other book, pulling truth from the pages at every step. If you are interested in an MDiv program that makes serving Christ your lifelong pursuit, you have picked the right school. But a spiritual education does not have to be a traditional education, and Moody delivers high-tech options to make sure your grad program fits in with your obligations. With practical ministry options ranging from churches, youth outreach programs, homeless shelters, and refugee ministries, you won’t have trouble getting hands-on opportunities on top of your academic progress.
Lincoln Christian University
Lincoln, IL

Master of Divinity (on-campus, online)
- Bible
- Biblical Languages
- General
- New Testament
- Old Testament
- Theology and Philosophy
- Church History/Historical Theology
- Philosophy and Apologetics
- Theology
- Christian Ministries
- Chaplaincy
- Christian Education
- Intercultural studies (Missions)
- Leadership Studies
- Pastoral Care & Counseling
- Preaching Ministry
- Spiritual Formation
- Worship Studies
Total Estimated Cost: $36,300
Cost Per Credit: $484
Total cost is $26,005 below the state average for similar programs!
Also offers: MA in Biblical Studies; MA in Church History/Historical Theology; MA in Theology; MA in Bible and Theology; MA in Ministry
- Pick from one of 15 different specialization options, or use those credits with electives to blend your own concentration
- Strongly supportive environment means help is always at hand
- A diverse student body will expose you to new cultures and new perspectives, bound together in a desire for service
- LCU focuses on creating community as a path to transformation, which means you’ll feel welcome and included from day one
Lincoln Christian recognizes that every calling is different, and builds their extremely flexible, extremely affordable Master of Divinity program around that. With an enormous array of specializations, you would think that just about every ministry would be covered, but that’s really just the start—students are free to combine their elective credits in any way to create their own unique specialization track. You’ll form deep relationships with fellow students and staff, and always find a helping hand near when you need one.
North Park University
Theological Seminary
Chicago, IL

Master of Divinity (on-campus, hybrid)
Total Estimated Cost: $44,240
Cost Per Credit: $560
Total cost is $18,065 below the state average for similar programs!
Also offers: MA in Christian Formation; MA in Christian Ministry (Restorative Arts); MA in Christian Formation-MBA/MNA; MA in Theological Studies
- International and cross-cultural experiences include immersion trips or work with Sankofa, an international social justice organization
- Both on-campus and remote students have access to a wide range of school resources
- Your education is powered by world-class faculty and scholars, who offer close relationship and advanced scholarship in New Testament, Old Testament, Evangelism, and more studies
- Situated as an urban university, you’ll find plenty of opportunities for both scholarship and education in the city setting
North Park’s MDiv is a great course of study to prepare for ordination in Christian service to the ministry. But the college also goes broader, serving up a degree that is also solid training for roles in parachute and nonprofit organizations, allowing you to take your training to support almost any Christian calling. Located on the North Side of Chicago, North Park embodies a multi-cultural heritage that is exemplified by their 3,200 strong student body, drawn from around the world. But with international study options, you don’t have to settle for second-hand exposure. Opportunities exist around the world for practical ministry experience.
Bexley Seabury Seminary
Chicago, IL

Master of Divinity (on-campus, hybrid)
Total Estimated Cost: $54,675
Cost Per Credit: $675
Total cost is $7,630 below the state average for similar programs!
- A unique approach to field education puts you into a two-year internship at a congregation, chaplaincy, or other ministerial setting
- Flexible scheduling allows you to ramp up or down your class commitments to complete the program in as few as three or as many as five years
- Some courses offered in conjunction with the Chicago Theological Seminary for broad access to acknowledged experts in the field
- Travel seminars to locations such as London are available
Bexley Seabury is the King of contextual divinity studies. Every course you go through here will link to both other classes you have taken, as well as real-world settings that will keep your studies on a practical level. The Communities of Learning and Formation emphasis offers an unparalleled course of instruction in ministerial and pastoral leadership skills as well as equipping you for management and organizing work that is key in effective ministries of all types. You’ll develop interpretive and interpersonal skills through interfaith reading of sacred texts, broadening your cultural competency and empathy.
Lutheran School of Theology at Chicago
Chicago, IL

Master of Divinity (on-campus, online)
Total Estimated Cost: $58,725
Cost Per Credit: $725
Total cost is $3,580 below the state average for similar programs!
Also offers: Master of Theology; BA-MDiv; AM(MSW)-MDiv; AM(MSW)-MA; Master of Arts in Ministry-AM(MSW); MA in Ministry
- A strong faculty offers guidance and mentorship to build your academic, spiritual, civic, and professional skills and qualities
- A twelve-month internship process for ELCA ordination candidates offers in-depth field experience
- Campus centers such as the Center of Christian-Muslim Engagement for Peace and Justice and the Zygote Center for Science and Religion broaden your perspectives in cultural and religious matters
- An innovative Public Church Fellows program offers service at community non-profits with small group reflection and faith formation (includes a monthly stipend for select students)
- Broad community connections offer opportunities for service in child and youth ministries, social justice organizations, and refugee committees to name a few
A commitment to social transformation and witnessing the Gospel is at the heart of the MDiv program at LSTC. You’re doing more than just checking boxes when you pursue your degree here—you will be building key competencies for leading a practical ministry. The organizing principle behind the program is the LSTC concept of Public Church, using community-building skills to grow congregations and engagement beyond the church itself. The school is a shining beacon of community involvement, offering you the opportunity to put down roots in the Chicago area and make connections for your future.
Trinity International University
Trinity Evangelical Divinity School
Deerfield, IL

Master of Divinity (on-campus, online)
Total Estimated Cost: $62,640
Cost Per Credit: $720
Also offers: MA in Chaplaincy and Ministry Care; MA in Educational Ministries; MA in Systemic Theology; MA in Church History; MA in New Testament; MA in Old Testament and Semitic Languages; MA in Theological Studies; Master of Theology
- 100% online coursework conducted through both synchronous and asynchronous classes
- Graduates have become not only pastors but denominational leaders, scholars, authors, and community development leaders
- A beautiful, world-class Christian camp offers respite and a place for contemplation
- The Rolfing Library offers an impressive collection of both physical and digital volumes for research, including scholarly articles from a wide range of journals
- Collaborative work in theology is boosted by the Carl F.H. Henry Center for Theological Understanding, which brings together ministers and academics from different field to develop new visions and theories
- The Center for Transformational Churches serves as a resource for church planting and congregational growth ideas
TEDS offers a diverse community of cultures, traditions, experiences, ideas and stories to immerse yourself in for a full perspective on divinity and what faith really means in a cross-cultural context. Trinity staff and faculty are known for their engagement with and mentorship of every student. A strong set of on-campus centers and a comprehensive library offer plenty of resources to fuel your academic pursuits, while Career Services and Ministry Placement offices help you get your footing in the real-world workforce after graduation.
INDIANA - State average: $85,913
Oakland City University
Chapman Seminary
Oakland City, IN

Master of Divinity (on-campus)
- Pastoral Care
Total Estimated Cost: $24,750
Cost Per Credit: $275
Total cost is $61,163 below the state average for similar programs!
- More than 30 student organizations offer plenty of opportunities for connection to fellow students and service in the community
- Passionate faculty offer mentorship and strongly advocate for student success
- A 12-to-1 student/faculty ratio ensures you receive individual attention from each of your instructors
- Ranked among the 10 Safest Colleges in Indiana
OCU can feel like a family, drawing on its roots as a basic two-story brick building when it was founded in 1885. You’ll feel the same sense of connection and support as those first classes of students must have known, with dedicated faculty and administrators who have a genuine interest in your learning and success. The campus is a lot bigger today, with a beautiful, comfortable 34 acres for you to enjoy and contemplate the divine. A strong alumni network worldwide, with more than 15,000 members, will help you get connected after graduation and start your ministerial career off on the right foot.
Anderson University
School of Theology and Christian Ministry
Anderson, IN

Master of Divinity (on-campus, online)
Total Estimated Cost: $33,840
Cost Per Credit: $470
Total cost is $52,073 below the state average for similar programs!
Also offers: MA in Christian Ministry; Master of Theological Studies
- The only seminary of the Church of God
- Named a Christian College of Distinction for 2019 and among the Best Christian Schools for Online Studies
- Graduates have gone on to service in charitable organizations, hospital and military chaplaincies, and as missionaries as well as pastors
- Three different tiers of scholarship make this affordable program even cheaper for qualified students
- The Kardatzke Wellness Center offers health, recreation, and wellness resources to rejuvenate your physical, emotional, social, and spiritual well-being
- The Nicholson Library offers a place to study, services, resources, and concepts for your research needs
Anderson sees your studies for the Master of Divinity as not just an education to develop your ministry for others, but also as a way to grow your own passion and faith for success. With a relatively small student body but more than 130 different clubs, intramurals, and service opportunities available, you’ll quickly find your personal growth happening alongside your studies. Twice weekly Chapel services helps focus your spiritual needs while you develop your academic expertise in the ministry.
Bethany Theological Seminary
Richmond, IN

Master of Divinity (on-campus, hybrid)
- Pastoral Care
Total Estimated Cost: $36,000
Cost Per Credit: $500
Total cost is $49,913 below the state average for similar programs!
Also offers: MA (Biblical studies, Brethren studies, Historical studies Peace studies, Theological studies); MA in Theopoetics and Writing; MA in Spiritual and Social Transformation
- Program completion is possible in as few as 36 months
- Includes a 9-month ministry placement and unit of clinical pastoral education lasting up to a year during a practical Ministry Formation sequence
- Community life on campus integrates students through backyard fires, movie nights, and communal meals for an improved sense of connection
- The Connections distance education program offers synchronous video lectures to give you the same in-class experience as traditional students receive on campus
A completely reorganized and refocused MDiv program awaits you at BTS, revolving around how students can put their learning into practice. Hands-on ministry work is combined with classroom or remote instruction to give you the academic founding for day-to-day ministry tasks. As part of both an intellectual and spiritual community of distinction, you’ll come to better understand Christianity and your own faith through supportive interactions with both faculty and fellow students. BTS has been nimble and adaptive throughout its more than 100 years as a theological seminary, and you’ll pick up the same traits in this affordable MDiv program.
Indiana Wesleyan University
Wesleyan Seminary
Marion, IN

Master of Divinity (online)
- Children, Youth, and Family Ministry
- Church Planting and Multiplication
- Intercultural Studies
- Leadership
- Pastoral Care
- Pastoral Ministry
- Spiritual Formation
- Worship Arts
- Biblical Studies
Total Estimated Cost: $39,000
Cost Per Credit: $520
Total cost is $46,913 below the state average for similar programs!
Also offers: MA in Biblical and Theological Studies; Master’s in Christian Theology; MA in Ministry (Children Youth and Family Ministry, Biblical Studies, Leadership, Pastoral Care, Spiritual Formation, Worship Arts, Pastoral Ministry); Master of Practical Theology; Master’s of Spiritual Care
- Offsite courses are offered in overseas locations like Greece, Israel, and London for a truly global Christian perspective
- Scholarships are offered to qualifying students
- One-week on-campus intensives give you the opportunity to make closer connections with professors and your fellow students
- Multiple start dates each year offers flexibility in when you begin your divinity education
The innovative degree program at Indiana Wesleyan is built around the real-world demands of a local church ministry. You’ll find intellectual explorations of Scripture bound closely together with practical skills training for counseling and delivering sermons, equipping you with the knowledge and hands-on skills to step up to pastorship immediately on graduation. Nearly ten different specialties give you a chance to hone those academic and practical skills around specific ministries, making this an affordable choice for almost any goal you have in mind.
Anabaptist Mennonite Biblical Seminary
Elkhart, IN

Master of Divinity (on-campus, online)
- Pastoral Ministry
- Chaplaincy
- Christian Faith Formation
- Theological Studies (on-campus only)
Total Estimated Cost: $43,200
Cost Per Credit: $540
Total cost is $42,713 below the state average for similar programs!
Also offers: MA in Christian Formation; MA in Theology and Global Anabaptism; MA in Theology and Peace Studies
- Recent graduates have gone on to serve as congregational pastors, chaplains, in pastoral education, and even bio vocational ministries that combine pastoring with community gardening
- Generous needs-based financial aid assists students who might have challenges even with the already low tuition costs
- A “try before you buy” option allows a discounted graduate course of up to three credits to be taken even without admission
- A variety of institutes and centers on campus offers additional expertise and resources for research and training, including the Institute of Mennonite Studies, the Center for Faith Formation and Culture, and the Intercultural Competence and Undoing Racism team
As a program designed for spiritually mature, Spirit-led leaders, you can expect focus and intensity alike in your fellow students and in the goals of the program. The MDiv Connect online option deepens this commitment to mature students even further, offering flexibility that is welcome for anyone with existing career or family commitments. Affordable pricing is another key selling point for the mature student demographic, with less than seven percent of AMBS students requiring loans to complete the program.
Grace Theological Seminary
Winona Lake, IN

Master of Divinity (on-campus)
- Chaplaincy
- Ministry
- Exegetical Studies
- General Studies
- Intercultural Studies
- Pastoral Counseling
- Pastoral Studies
- Women’s Leadership
Total Estimated Cost: $43,950
Cost Per Credit: $586
Total cost is $41,963 below the state average for similar programs!
Also offers: MA Local Church Ministry; MA in Chaplaincy; MA in Women’s Ministry Leadership
- Eight concentration options offer a focus in unique aspects of ministry not offered at many other schools
- Faculty are widely published and respected scholars, involved in such efforts as producing the New American Standard Bible and the New Living Translation among others
- Seminary is affiliated with Chris Fellowship, a family of evangelical congregations
Positive biblical standards have been the foundations for education at Grace ever since the seminary was first established in 1937. Staying true to that history and to the Word of God has led Grace to earning a worldwide reputation for excellence. That’s part of the reason the student body here represents more than 30 different denominations and various non-denominational churches. Grace offers a transformative experience through in-depth Biblical knowledge that will both boost your pastoral skills and affect your life.
Earlham College
School of Religion
Richmond, IN

Master of Divinity (on-campus, hybrid)
- Pastoral Care
- Pastoral Ministry
- Peace and Justice
- Quaker Ministry
- Spirituality
- Teaching
- Writing
- Unitarian Universalist Ministry
Total Estimated Cost: $45,000
Cost Per Credit: $600
Total cost is $40,913 below the state average for similar programs!
- Rare option in Quaker and Unitarian Universalist ministry makes this program a stellar option for those denomination
- ESR Access offers a superb online learning platform for distance studies
- Flexible Occasional Student Program allows you to pursue your studies on your own timetable
- Instructors at Earlham are committed to creating collaborative learning environments where students are challenged to engage course materials deeply and critically
- The school’s Digital Quaker Collection offers a terrific repository of titles available anywhere you have internet access
- The historic Lauramoore Guest House and Retreat Center offers peaceful accommodations suitable for onsite intensive courses
Rooted in the Christian Quaker tradition, Earlham offers students a course of study that teaches how contemplation can inspire action. Your spiritual formation comes together with social engagement and academic study here, whether you are engaged on-campus in full-time study or participate through the innovative ESR Access remote hybrid learning option. Either way you have access to the same excellent instructors and the same clear style of deep engagement and preparation for ministry.
Christian Theological Seminary
Indianapolis, IN

Master of Divinity (on-campus, online)
Total Estimated Cost: $51,120
Cost Per Credit: $710
Total cost is $34,793 below the state average for similar programs!
Also offers: Master of Theological Studies
- One complete year of field experience through supervised ministry offers a guided introduction to pastoral work
- A variety of learning formats accommodates your needs while emphasizing community life and peer learning
- Reflection and contemplation are encouraged not just for purposes of spiritual formation, but also to ensure you take the proper path to your unique calling
- Remote students are supported by both an introductory orientation to the technology platform, and also two dedicated online TA positions
- An extensive counseling program is available through the school’s Counseling Center to help you work through any academic or life challenges
CTS offers an intellectually rigorous but spiritually formative course of study that addresses the whole student. Both spiritual and academic needs are addressed through the program, rooted in inclusivity and dignity. You’ll find support everywhere you turn here, whether you are studying entirely online or in the beautiful, classic campus environment. Field experiences are stressed here, and additional options to fulfill your calling are offered in social justice through the school’s highly respected Faith and Action Project.
IOWA - State average: $38,334
Shiloh University
Ministry and Leadership Program
Le Claire, IA

Master of Divinity (online)
- Traditional
- Care of Souls
Total Estimated Cost: $27,000
Cost Per Credit: $375
Total cost is $11,334 below the state average for similar programs!
Also offers: MA in Practical Ministry (Jewish Foundations of the New Testament, Care of Souls); Master of Apostolic Leadership; Master’s in Healing and Spiritual Care
- A cohort model keeps you connected with fellow students throughout the program as you form fast friendships through study
- Every class is taught by a qualified, motivated professional with real-world and academic experience to match
- A student-centered education is supported by innovative course design and strong advising and support services
- Each new student completes and online orientation to help adjust them to Shiloh programs and introduce available resources
Shiloh’s innovative online MDiv program makes it a truly global university, exposing students from every nation to the kind of divinity program that will help them boost their community and change the world. With a strong biblical basis for ministry serving as the foundation of the degree, you can branch out into either traditional studies or explore the Care of Souls track to build your expertise in assisting those facing difficult life challenges in your congregation.
Faith Baptist Bible College and Theological Seminary
Ankeny, IA

Master of Divinity (on-campus, online)
Total Estimated Cost: $35,040
Cost Per Credit: $365
Total cost is $3,294 below the state average for similar programs!
Also offers: MA in Biblical Studies; MA in Practical Theology; MA in Religion; MA in Theological Studies
- Strong curriculum emphasis on Greek and Hebrew offers a chance to read Scripture in the original languages and empower your understanding of the Word
- A field trip to Israel offers valuable opportunities to practice your languages and study in the Holy Land
- An active student center, park, and coffee shop make it easy to adjust to campus life at Faith Baptist
- Chapel, discipleship Deep Groups, and required ministry service in local churches or across the Midwest deepens spiritual life as you study
- A campus Missions Conference brings together thinkers and speakers in this important ministry once each year here
Faith Baptist is not just a regional, but also a global center for divinity studies. The Refresh Conference draws in pastors from all over for an emphasis on ministry each spring; the Missions Conference in the fall similarly focuses on outreach. A terrific campus experience centered around daily chapel helps keep your own faith focused and your own calling clear. The incredible Faith Music Academy uses the gift of music to take worship for both students and the surrounding community to a new level. Expert instructors bring their knowledge and wisdom to class each day, taking an active interest in each student and helping you fulfill your full potential as a pastor.
KANSAS - State average: $50,323
Saint Paul School of Theology
Leawood, KS

Master of Divinity (on-campus, online, hybrid)
- Evangelism
- Wesleyan Studies
- Women, Society, and Church Studies
Total Estimated Cost: $50,323
Cost Per Credit: $637
Total cost is consistent with the state average for similar programs.
Also offers: MA in Christian Ministry (Prophetic Witness and Service, Deacon Ministries); MA in Theological Studies
- The school’s unique FLEX (Flexible Learning EXperience) allows student to choose online, on campus, or hybrid courses to meet their personal schedules
- Dynamic classes keep a rigorous academic approach to theology fun and focused
- A holistic experience in theological education comes through the interconnection of your personal spirituality, worship, and academic pursuits here
- Expert faculty members are at the forefront of reinventing theological studies through collaborations with both local churches and their own real-world experiences
- The two-semester PLUM group instruction follows a cohort model to approach ministry experience supported by both instructors and fellow students
As the only accredited program offering a master of divinity degree in Kansas, St. Paul is the most affordable in the state by default. But at a substantially lower cost than most regional schools as well, it’s sure to draw in students from all over through the superb online and hybrid programs. Either way, you get a contextual education through St. Paul through strong ties to local church and Ministry Collaboration Groups. You’ll get a more intensive experience in these small instructional units that gives every student a voice and opportunity to reflect on life and ministry experiences.
KENTUCKY - State average: $37,130
Campbellsville University
Campbellsville, KY

Master of Divinity (online)
- Missions & Ministry Leadership
- Biblical Studies
- Pastoral Care & Chaplaincy
Total Estimated Cost: $22,425
Cost Per Credit: $299
Total cost is $14,705 below the state average for similar programs!
Also offers: Master of Theology
- Ranked as one of the 50 most affordable Christian Colleges in the United States
- Faculty are selected in part for the real-world expertise each have in their fields
- Frequent start dates make it easy to move toward your educational goals at the right time
- Regarded as one of the most innovative online colleges, CU has a big investment in online education and a strong platform for remote learning
Convenience comes with affordability at Campbellsville. A strong faith-based education here focuses on your own growth through a combined arts and sciences program that informs the cultural context for your divinity studies. The online campus has received accolades from numerous evaluators, and provides a strong and cohesive platform that remains flexible enough to match your schedule. Although remote, you’ll find the school’s dedication to your growth in both personal and professional fields is up close and entirely focused.
Southern Baptist Theological Seminary
Louisville, KY

Master of Divinity (on-campus, online)
- Christian Ministry
- Great Commission Studies
- Apologetics
- Biblical and Theological Studies
- Biblical Counseling
- Biblical Spirituality
- Ethics and Philosophy
- Evangelism and Missions
- Islamic Studies
- Leadership and Discipleship
- MBA
- Missions and Bible Translation
- Missions and Bible Counseling
- Missions and Church Planting
- Pastoral Studies
- Worship Leadership
Total Estimated Cost: $24,200
Cost Per Credit: $275
Total cost is $12,930 below the state average for similar programs!
Also offers: MA in Apologetics; MA in Biblical Counseling; MA in Christian Education; MA in Church Ministries; MA in Church Music; MA in Discipleship and Family Ministry; MA in Islamic Studies; MA in Missiology; MA in Theological Studies (Intercultural Leadership, Lay Leadership); MA in Worship Leadership; Master of Theology (Biblical Studies, Biblical Theology, Church History, Evangelism and Missions, New Testament, Old Testament, Philosophy Worldview and Apologetics, Practical Theology, Systematic Theology, Biblical Theology and Exegesis, Evangelism and Missions, Philosophy Worldview and Apologetics, Practical Theology, Theological and Historical Studies); BA+M.Div
- An impressive 19 ministry-specific concentrations let you tailor your studies toward exactly where your calling is leading you
- The Advanced MDiv through the Billy Graham School offers an accelerated course of study to get you into the ministry that much sooner
- Over 300 elective courses available to further customize your degree program
- World-renowned faculty include experienced pastors, seasoned theologians, and accomplished scholars and writers in Christian subjects
- Biweekly chapel, professor-led mentoring groups, and a strong community in faith offers support throughout your education here
- Take short-term mission trips to a variety of destinations for on-the-ground learning
- Build deep involvement with local churches for a multitude of service opportunities
If you were looking for coddling in a Master of Divinity program, SBTS isn’t the place for you to find it. The seminary is up front about the demands of the MDiv here: the degree is challenging because ministry is challenging. With the kind of comprehensive training, you will receive here, however, you will be well-equipped for any kind of issue that ministry work throws at you. A jaw-dropping number of concentrations are compounded by the availability of more than 300 electives in all kinds of subjects to fulfill any need you can name. The teachers and students here are all serious about the Gospel, and you will be too once you enroll. It’s an enormous foundational education at an extremely low price.
Louisville Presbyterian Theological Seminary
Louisville, KY

Master of Divinity (on-campus)
Total Estimated Cost: $34,506
Cost Per Credit: $426
Total cost is $2,624 below the state average for similar programs!
Also offers: MA in Religion
- Available scholarships may cover a student’s full-time tuition costs, dramatically cutting already low rates for this program
- The on-campus Louisville Seminary Counseling Center offers a center of real-world counseling expertise for your studies
- Faculty have degrees from prestigious institutions such as Vanderbilt and Yale Divinity for a top-flight academic experience
- A beautiful park-like campus offers room for contemplation as well as fun and companionship
- The Campus Kids program offers special activities for people of all ages through service projects and outings
LPTS has a long history of reaching across cultural and religious divides to produce compassionate, effective, inspirational leaders. Graduates have become pastors, chaplains, social justice advocates, non-profit leaders, and community organizers. The community support you receive here will enhance your spiritual, ethical, and professional development over the course of the program through resources such as the Women’s Center. As a notably family-friendly campus, LPTS also make a great choice for students with families.
Lexington Theological Seminary
Lexington, KY

Master of Divinity (hybrid)
Total Estimated Cost: $38,760
Cost Per Credit: $510
Also offers: Master in Pastoral Studies; Master of Theological Studies
- A uniquely flexible approach to training leads to a well-rounded development for students at LTS
- Each student is assigned a compatible mentor that will offer close and careful guidance throughout the program
- A close community spirit means that each student has a constant sense of support
- All faculty members hold doctorates or the terminal degree in their field of expertise
- Significant grants and a stellar Infinite Table fundraising even means the school remains well-funded without requiring huge tuition payments
LTS is dedicated to offering a 100 percent online, hybrid model of study that delivers a modern approach to a more than 150-year tradition of pastoral study. Affordability is part of the package, but you’re not sacrificing a sense of support or community here, which is part of what has led the school to a nearly 90 percent retention rate for the most recent school year in which data was available. And the online presence has drawn in students from 34 states, giving you a broadly intercultural experience in your class.
LOUISIANA - State average: $23,940
New Orleans Baptist Theological Seminary
New Orleans, LA

Master of Divinity (on-campus, online)
- Standard Track
- Biblical Languages
- Biblical Studies
- Chaplaincy/Pastoral Care
- Christian Apologetics
- Christian Education
- Christian Leadership
- Christian Theology
- Christian Thought
- Church Music
- Church Planting
- Collegiate Ministry
- Counseling (non-licensure)
- Evangelistic Church Growth
- Expository Preaching
- Islamic Studies
- Marriage and Family Counseling
- Mentoring
- Ministry to Women
- Missions
- Pastoral Ministry
- Philosophy
- Urban Missions
- Worship Ministries
Total Estimated Cost: $23,940
Cost Per Credit: $285
Total cost is consistent with the state average for similar programs.
Also offers: MA Apologetics; MA Biblical Archaeology; MA Biblical Studies; MA Cross-Cultural Studies; MA Philosophy; MA Theology; MA in Christian Apologetics; MA in Christian Education; MA in Church and Community Ministries; MA in Counseling (Specialization in Clinical Mental Health); MA in Counseling (Specialization in Marriage and Family); MA in Discipleship; MA in Missiology; MA in Ministry Leadership; MA in Ministry to Women; MA in Pastoral Ministry; MA in Worship Ministries; Master of Theological Studies; Master of Music in Church Music; Master of Theology
- All NOBTS master’s programs have been designed with the needs of the individual in mind and a high level of curriculum concentrations available
- Centers such as the Cecil B. Day Center for Church Planting and the Leavell Center for Evangelism offer unparalleled on-campus expertise to tap into during your studies
- 17 extension centers allow in-person courses even for remote students
- The Museum of the Bible and Archaeology offers a unique resource for exploring Biblical history and scholarship through the years
- Providence Learning Center offers a Cultural Institute that opens up travel opportunities around the world
You can tell just by looking at the more than 20 specializations available for the NOBTS MDiv that this is a school that values giving students options. A curriculum tailored to your specific calling is just the beginning. Characteristic excellence is a key value here, expressed through helping every student develop into the kind of servant leader that Christ intended. You’ll find the New Orleans setting an ideal reflection of the kind of combination of scholarship, practicality, and accessibility that NOBTS offers. It’s a seminary that is as one-of-a-kind as the city where it lives, and as the most affordable, and only, program in Louisiana, it’s a clear choice for students from across the Southeast.
MAINE - State average: $35,820
Saint Joseph’s College of Maine
Standish, ME

Master of Divinity (online)
Total Estimated Cost: $35,820
Cost Per Credit: $398
Total cost is consistent with the state average for similar programs.
Also offers: MA in Theology (Pastoral Theology, Sacred Theology, Advanced Diaconal Studies)
- An accelerated track is available to students who already hold a master’s in theology or ministry
- This Roman Catholic program is aimed at laity and deacons but does not offer a track to ordination
- The professors at Saint Joseph’s combine professionalism with compassion, becoming friends and mentors through the course of the program
- More than twenty student clubs offer outlets and bonding experiences for any interest
Saint Joe’s, as it is lovingly referred to by both students and alums, offers you a community that will grow your talents, shape your ambitions, hone your innovation, and give you the tools you need to help build a more compassionate world. You’ll find staff and professors interested in boosting your professional development as well as mastering coursework. Your fellow students will pull together with you to lighten the load of study. And an active campus ministry helps fuse faith with daily life throughout your training.
MARYLAND - State average: $27,000
Maple Springs Baptist Bible College & Seminary
Capitol Heights, MD

Master of Divinity (on-campus)
- New Testament
- Old Testament
- Christian Counseling
- Church Administration
Total Estimated Cost: $27,000
Cost Per Credit: $300
Total cost is consistent with the state average for similar programs.
Also offers: MA in Biblical Studies; MA in Christian Counseling
- As a small seminary, you will be assured of close interpersonal contact with all your instructors as well as a tight-knit class of fellow students
- Project 36 is a scholarship funding campaign run by the school to help support current students and keep your costs low in an already low-priced program
- A one semester practicum or internship placement is required to make sure you get real-life experience in ministry before graduation
You’ll get a comprehensive graduate education in divinity here at a low cost that is dropped even lower by generous scholarship options available at the school. The program itself delivers a healthy balance of biblical, theological, historical, and practical studies to prepare you for a wide range of different positions in or out of the ministry. Once you’ve graduated, your ties to MSBBC&S will be kept strong through an active alumni association.
MASSACHUSETTS - State average: $78,441
Hellenic College
Holy Cross Greek School of Theology
Brookline, MA

Master of Divinity (on-campus)
Total Estimated Cost: $66,156
Cost Per Credit: $731
Total cost is $12,285 below the state average for similar programs!
Also offers: Master of Theological Studies; Master of Theology
- The Field Education Program required of all MDiv students offers real-world ministry experience in a number of different fields across six semesters
- Centers such as the Cecil B. Day Center for Church Planting and the Leavell Center for Evangelism offer unparalleled on-campus expertise to tap into during your studies
- The Seminarian Program, available after completing the first year of your MDiv, leads to ordination in the Greek Orthodox Church
- Holy Cross offers a vibrant community that grows both individually and together over the course of your training
- The Archbishop Iakovos Library and Learning Resources Center supports all your research needs through more than 60,000 monographic volumes and 300 active serial titles, plus numerous digital resources
- As a member of the Boston Theological Interreligious Consortium, you will find resources and connections far beyond only those at Hellenic
- Centers and institutes on campus such as the Stephen and Catherine Pappas Patristic Institute offer additional research and experiential learning options
Education at Hellenic goes hand-in-hand with the school’s mission to elevate the whole person of each student. You’ll pursue higher education here to develop your moral and spiritual self as well as to follow intellectual pursuits. And culture is an integral part of the education, with the Archbishop Iaokovos Collection of the personal effects of His Eminence reflecting almost 40 years of leadership and ministry on two continents. The Office of Vocation and Ministry further supports your goals through various student programs such as vocation retreats, leadership workshops, and career services counseling.
Gordon Conwell Theological Seminary
Boston, MA

Master of Divinity (on-campus, online, hybrid)
Total Estimated Cost: $67,500
Cost Per Credit: $750
Total cost is $10,941 below the state average for similar programs!
Also offers: MA in Theological Studies; MA in Christian Ministries; Master of Theology
- The school hosts students from 85 different denominations and 50 different countries for a truly multicultural experience
- In addition to the online option, the MDiv is available at campuses in Hamilton, Charlotte, NC, and Jacksonville, FL
- The Gordon Conwell Institute hosts 8 different centers for research and scholarship in Christian studies that offer unparalleled resources and expertise in their focus areas
- Scholarship such as the Discipleship Experience offer additional ways to keep your costs down on top of an already low cost of attendance
- High, low, and no-residency online and hybrid models of instruction offer flexibility for students from all over
- A Digital Theological Library offers resources and support even for entirely remote students
- Each student is assigned a Student Success Counselor on admission to ensure you make the most of your studies here
Fulfilling a calling to vocational ministry is what the program at Gordon Conwell is all about. Coming from the strong working-class tradition of Boston, GCTS nonetheless offers cutting-edge educational innovation. The school remains priced for students of every background, however. Online student life support keeps you connected to the community no matter where you will be studying. Hybrid learning options also give you a chance to change up your training from online to on-campus, taking advantage of the array of local campuses the school supports from Florida to North Carolina to Massachusetts. Your urban ministry skills have a chance to be sharpened at the Boston location, known as the Campus for Urban Ministerial Education, an international leader in the field.
Boston University
School of Theology
Boston, MA

Master of Divinity (on-campus)
- Pastoral Ministry
- Global and Community Engagement
- Religion and the Academy
- Organizational Management
- Chaplaincy
- Interfaith Leadership
- Theology and the Arts
Total Estimated Cost: $69,116
Cost Per Credit: $934
Total cost is $9,325 below the state average for similar programs!
Also offers: Master of Theological Studies; Master of Sacred Music; Master of Sacred Theology
- The track-based MDiv allows you to customize your coursework to meet your personal calling
- Dual degrees are available in theology and social work and theology and education for an extra edge of expertise
- Part of the Boston Theological Interreligious Consortium, extending resources across several area seminaries and colleges
- Student body represents 55 different faith traditions from nearly 40 states and territories for a broad exposure to Christian beliefs
- Offers the highest average financial award among all UMC seminaries to cut down on your costs even further
- Almost 80 percent of master’s students receive full tuition scholarships
- Ranked 38th for Best Value and 42 for Best Global Universities by U.S. News & World Report
- Take part in any of 5 different travel seminars available each year for global study experience
Transformation happens every day at the BU School of Theology. A world-famous program anchored by renowned faculty and a rigorous curriculum, no student passes through this MDiv without deep spiritual formation and fresh inspiration to the ministry. At the same time, BU recognizes that every calling is unique, and strives to present each student with unique opportunities through the track-based system to get exactly the education they need. With 21 different student interest groups, you will be sure to find others on campus who are on a similar path, and enjoy their fellowship and support. And with an 11-to-1 student-to-faculty ratio, you will also enjoy unparalleled support from your professors.
MICHIGAN - State average: $46,885
Andrews University
Seventh-Day Adventist Theological Seminary
Berrien Springs, MI

Master of Divinity (on-campus, online)
- Chaplaincy
- Youth and Young Adult Ministry
- Marriage and Family Ministry
Total Estimated Cost: $22,230
Cost Per Credit: $285
Total cost is $24,655 below the state average for similar programs!
Also offers: MA of Pastoral Ministry; MA in Religion; MA in Discipleship in Lifespan Education; MS in Community and International Development-MA in Youth and Young Adult Ministry; MA in Discipleship in Lifespan Education-MSW; MA in Religious Education
- Year-round admission with program entry three times per year lets you get started on your studies without delay
- Subsidized by the Generous Conference of Seventh-day Adventists and the North American Division to help keep it affordable to all students
- Study tours world-wide offer exposure to multiple cultures, faiths, and missions for a wide-ranging experience of Christianity
- The School also offers dual degree options in M.Div-MS in Community and International Development, M.Div-MSW, M.Div-MPH
- Graduates have gone on to service as church pastors, scholars, and administrators in high-level church positions
- Internship opportunities ensure that you have the opportunity to practice your lessons in real-world settings for polish before graduation
A multi-cultural student population of more than 400 complements internationally-renowned faculty members in this program with global scope and recognition. Kept affordable by design, the seminary still manages not to sacrifice quality or experience. The Seminary Online Learning Center (SOLC) is a high-tech solution to remote studies, using cutting-edge technology to keep students connected from anywhere. With nine other on-campus centers for research and ministry, from the Global Research Center to the International Religious Liberty Institute, there are plenty of experts and learning opportunities to be found in every specialization or niche.
Western Theological Seminary
Holland, MI

Master of Divinity (on-campus, online)
Total Estimated Cost: $44,805
Cost Per Credit: $515
Total cost is $2,080 below the state average for similar programs!
Also offers: MA in Christian Studies; Master of Theology
- The faculty, staff, and peers here offer genuine care for you as a person and interest in your journey to the ministry for constant personal attention and support
- An intercultural immersion trip in your second year helps deliver new perspectives and new commitments to global ministry
- A dual MSWA/MDiv option is available for extra expertise for those called to social work
- Internship options start in your second year with supervised ministry settings, watchful mentors, and site teams to ease you into your ministry
- The Cook Library offers both online and on-campus resources to support all kinds of study and research efforts
- Attend chapel on campus in the beautifully restored John R. Mulder Memorial Chapel
- The Writing Studio offers tutors to help you perfect the challenging process of conceiving, developing, and crafting everything from term papers to sermons
The fact that students plan and lead chapel services at Western every Monday through Thursday tells you all you need to know about the commitment here to practical ministry education. Internship settings include congregational placements, hospitals, parachurch organizations, and faith-based agencies among others. You can tune your studies to almost any kind of ministry practice, and faculty work hard to match you with placements that offer the best fit. Student support services help you through the entire program, from the Student Assistance Program that delivers counseling and spiritual direction, to formative workshops and other campus events that educate you for ministry.
MINNESOTA - State average: $51,526
University of Northwestern-St. Paul
College of Graduate and Online Adult Learning
St. Paul, MN

Master of Divinity (on-campus, online)
- Biblical Studies
- Clinical Pastoral Education
- Educational Studies
- Human Services
- Organizational Leadership
- Practical Theology
Total Estimated Cost: $37,924
Cost Per Credit: $499
Total cost is $13,602 below the state average for similar programs!
Also offers: MA in Ministry Leadership (Pastoral Leadership, Organizational Leadership, Biblical Studies, Theological Studies, Human Services, Educational Studies, Clinical Pastoral Education); MA in Theological Studies (Biblical Studies, Cultural Engagement, and Ministry Leadership); MA in Theological Studies
- Curriculum is centered around a Biblically-based evangelical theology for an education rooted in the core messages of Scripture
- Named among Best Master’s Programs in Divinity by Best Value Schools for 2021
- Professors include internationally-known experts in fields such as the Dead Sea Scrolls, Old and New Testaments, and minor prophets
- An accelerated MDiv option allow you to combine your bachelor and master’s studies through a fast-paced five-year format
- A 14-to-1 student-to-teacher ratio gives you plenty of opportunities to receive individual attention from your professors
A recent survey of Northwestern grads found that 92 percent of them felt professionally prepared by the education they received here. That’s what is in store for you, too, with a curriculum that is rooted in Scripture and designed to develop your abilities to analyze theology and doctrine, think critically, and communicate effectively with your congregation and community. Students also give a great deal of credit to their advisors and professors, who stay close and offer real care and attention throughout the program. You’ll be inspired as well as instructed by these expert faculty. The campus setting, for in-person instruction, is also perfect for contemplation and spiritual reflection on the shores of beautiful Lake Johanna.
Bethel University
Seminary
St. Paul, MN

Master of Divinity (on-campus, online)
Total Estimated Cost: $39,624
Cost Per Credit: $508
Total cost is $11,902 below the state average for similar programs!
Also offers: MA in Christian Thought; MA in Theological Studies; MA in Ministry
- On-campus studies include both daytime and evening cohorts to maximize your flexibility
- The quiet wooded St. Paul campus offers a serene experience that nurtures the soul as well as the intellect
- Although the college is sponsored by Converge, it hosts students from nearly 50 different Christian denominations
- About 45 different student-led academic, athletic, and special interest organizations can be found here, offering fellowship and community for students with any interests
Bethel delivers both the skills and knowledge to ascend to leadership in the church. Become a pastor or a chaplain, train others as a teacher, or go on to doctoral studies—it’s all available to you through the comprehensive education and spiritual transformation of the MDiv degree here. After 145 years in operation, Bethel is clearly doing something right when it comes to training for the ministry. By tapping into your passion, the school can prepare you for everything from youth ministry to urban community leadership. Through the three centers philosophy, Bethel offers you a strong biblical foundation, strength of leadership, and an impeccable spiritual character to go forth and fulfill your calling.
Crown College
Saint Bonifacius, MN

Master of Divinity (online)
- Church Development
- Community Development
- Disaster and Emergency Management
- Executive Leadership
- Hmong Ministry
- Intercultural Ministries
- International Christian Education
- Media Ministry
- Non-profit Leadership
- Pastoral Counseling
- Pastoral Leadership
- Spiritual Formation
- Theological Studies
- Urban Ministry
Total Estimated Cost: $41,400
Cost Per Credit: $575
Total cost is $10,126 below the state average for similar programs!
Also offers: MA in Christian Studies; MA in Ministry Leadership; MA in Pastoral Counseling; Accelerated Master’s in Ministry
- With 14 different concentrations, you’ll be able to find the perfect fit for your calling in this program
- Dual degree options may allow you to graduate with both an MA in Christian Studies or MA in Ministry Leadership together with your MDiv
- A summative final-year experience offers deep engagement in practical ministry to tie together the strands of your education
- Close mentorship ensures that you are shepherded through every part of your training
Crown views spiritual formation as a lifelong journey, not a checkmark on the box of your college education. You’ll learn to think and act with theological convocation and clarity here, yet maintain an openness to personal growth and inspiration that will last through your entire career in ministry and life with the Lord. Beyond that, you are trained to empower other leaders, enhancing the impact of your individual ministry by inspiring others. Not only does Crown make it all affordable, but also easy, with a Canvas-based virtual classroom that is open 24/7 to fit your life and commitments.
United Theological Seminary of the Twin Cities
Minneapolis, MN

Master of Divinity (on-campus, online, hybrid)
- Interreligious Chaplaincy
- Islamic focus
- Social Transformation
- Theology and the Arts
- Church Leadership
- Methodist Studies
- Presbyterian Studies
- UCC Studies
- UU Studies
- Bahá’í Pastoral Care
- Spiritual Direction
- Biblical Studies
- Religion and Theology
- General Studies
Total Estimated Cost: $47,880
Cost Per Credit: $575
Total cost is $3,646 below the state average for similar programs!
Also offers: MA Theology and the Arts; MA Ethics and Justice; MA Religion and Theology; MA Biblical Studies; MA Bahá’í Studies; Master of Arts in Leadership (Faith Formation, Spiritual Direction, Specialized Ministry)
- A required practicum or internship field experience ensures you get real-world experience in the ministry before graduation
- Community events and numerous student groups with various interests or denominations ensure that fellowship is always available
- A brand new campus puts your learning right at the heart of the Twin Cities, one of the best places to live and study in the United States
- A particular focus on the intersectionality of spirituality and the arts makes this a great school for creative souls
- The Wilson Yates Center for Theology and The Arts offers a conduit for vibrant and collaborative efforts of worship through the arts
- A virtual campus tour introduces you to your new community without the expense and trouble of an in-person visit
United delivers a low-cost education with an incredible number of concentration options. You’re encouraged to ask big questions, take big risks, and grow your capacity as a leader and a human being in the process. Support for your personal and social transformation comes from fellow students and staff from diverse backgrounds and perspectives who nonetheless offer you every part of themselves to help you through the program. A particular focus on the intersectionality of spirituality and the arts makes this a great school for creative souls. No matter what, you’ll find a great education and a great experience through this open and affirming community.
MISSOURI - State average: $50,574
Urshan Graduate School of Theology
Wentzville, MO