2022: The Most Affordable Online and Campus-Based Master of Divinity (MDiv) Programs in the United States

Most Affordable Master of Divinity Programs BadgeIf you have been called to any high-level role in Christian leadership, and certainly if you plan to lead from the front as a church pastor, then you already know that there are number of major legs that are part of that journey. And chances are, if you’ve come to this resource, you are preparing for one of the most significant steps in that process: earning your Master of Divinity (MDiv) from a college recognized by your denomination.

An MDiv isn’t the only graduate degree that church pastors and other Christian leaders hold, but in many ways it is the most complete scriptural and pastoral training you can receive. This fact places the MDiv among the most widely recognized and respected ways to prepare for a career in ministry. As a comprehensive course of graduate study lasting as many as four years, it’s also among the most expensive Christian graduate degrees.

All MDiv programs are offered through private Christian Universities. This provides the assurance that you will receive a first-rate Christ-centered education. That kind of preparation comes with a significant cost. According to 2020 data from the National Center for Education Statistics, the average cost of tuition and fees at a private university in the United States rings in at $26,500 per year.

With most MDiv programs lasting between three and four years of full-time study, you are easily looking at six-figures to earn that important qualification.

You already know that God will provide everything you need to fulfill your calling. But that doesn’t change the fact that the responsibility falls to you to make prudent and wise decisions as you follow that path.

With our comprehensive, state-by-state analysis of the most affordable Master of Divinity degrees, we give you the tools to make well-informed decisions about how you spend your tuition dollars.

How We Identified the Most Affordable Christian Universities Offering MDiv Programs

We have a simple formula for finding the MDiv programs with the best comparative tuition rates in each state.

First, we start with only fully accredited universities.

We understand the integrity it takes to follow the path to a life in ministry. Looking for the most reasonable tuition rates available must start with a baseline assumption that we are evaluating only high-value MDiv programs that are uncompromising about quality and rigor. Rest assured, those are the only types of programs we even consider in our tuition evaluation.

We only look at Christian universities that have met the rigorous standards it takes to receive a stamp of approval from an institutional accrediting agency sanctioned by CHEA (the Council for Higher Education Accreditation) and the US Department of Education. This type of institutional accreditation is a requirement for any university to be eligible to receive Title IV federal subsidized loans and grants.

Then, we collect detailed tuition data for every MDiv program in the United States offered at an accredited university.

Those tuition details include the per-credit rate and total credits required for the MDiv, which allows us to present a clear picture of the total program cost at each school. Although we include everything from tuition to technology fees to give the real cost of the education you’ll receive, we exclude cost of living expenses, room and board, as well as books and other necessary and discretionary supplies.

Because some schools run on a quarter-system, rather than the more common semester-system, we use a standard conversion (1.5 quarter credits = 1 semester credit) for all quarter-system schools to provide an apple-to-apple cost comparison in each state.

Next, we simply find the average total cost for all accredited MDiv programs in each state.

In the end, it’s the Christian universities offering MDiv programs with total costs below the state average that earn the distinction of being called the “most affordable.” From coast to coast, each one of those MDiv programs is featured right here on this list, conveniently organized by state.

Oh, and you might find a few that sneak in just over the line—if a school’s total tuition costs are closer to the typical cost of the more affordable options but just over the state average, we make an exception to ensure we’re providing you the full breadth of affordable MDiv options in your state.

In all cases, you will find that you can get a high-quality MDiv for considerably less than you might have thought.

Saving You Money Without Compromising the Quality and Rigor of Your MDiv Program

Of course, both your calling and your church may have a lot to say about the Christian university you should attend. No two MDiv programs are exactly alike. They have different concentrations, are taught in different ways, and come in different formats, from online, to hybrid, to traditional.

So, although we are giving you only the most affordable options in the marketplace, we’re also laying out a lot more information for you to help narrow down your choices. For each listing, in addition to the per-credit and total estimated program cost, you’ll find other key points that will be very important in helping you make your final decision:

And we also looked closer at every single program to tease out some of the important factors you might want to weigh in making one of the most important decisions of your life – the key points that may differ from school to school. Every school is unique, and every program has something special to offer that you might not find anywhere else. So we dove in to look for things like:

You’ll find every point that stood out to us about the school when we performed our evaluation – things that make each one a place you might want to consider as another step to fulfilling your unique calling.

Most Affordable MDiv Degrees by State

Most Affordable Master’s of Divinity Programs

ALABAMA - State average: $38,048

Heritage Christian University
Ezell Institute of Biblical Research
Florence, AL

Website

heritage christian university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $18,675
Cost Per Credit: $249

Total cost is $19,373 below the state average for similar programs!

Also offers: Master of Ministry, MA in Christian Scripture

The holistic program offered at HCU specifically focuses on the needs of a Christian community, building leadership skills out of the shared religious heritage stretching back to the Old and New Testament. Youll study those writings in the original Hebrew and Greek for the complete experience. Youll also get a better picture of the church through history as you explore world religions and specific cultural contexts such as the limits of resource dynamics in Ancient Israel. A six-hour practicum rounds off your studies to allow you to hone leadership skills in front of a real congregation.

Amridge University
Turner School of Theology
Montgomery, AL

Website

amridge university logo

Master of Divinity (online)

  • Ministerial Leadership

Total Estimated Cost: $37,440
Cost Per Credit: $480

Total cost is $608 below the state average for similar programs!

Also offers: MA in Christian Education, MA in New Testament Studies, MA in Old Testament Studies, MS in Christian Ministry, MS in Ministerial Leadership

A lifetime of learning and leadership are offered at Amridge through a focus on church, family, and society. As an independent co-educational school dedicated to Christian ideal and heritage, Amridge has been in a unique position to break new ground in divinity studies since it was founded in 1967. The school was one of the first 15 participants in the U.S. Department of Educations pioneering distance education project, a forerunner in schools that resulted in changes to federal law to open up remote training. You can be sure youre getting the total experience here with no shortcuts, and no massive loans to pay off!

ARIZONA - State average: $48,665

International Baptist College and Seminary
Chandler, AZ

Website

international baptist college seminary logo

Master of Divinity (on-campus)

Total Estimated Cost: $41,280
Cost Per Credit: $430

Total cost is $7,385 below the state average for similar programs!

Also offers: Master of Christian Education, MA in Ministry

IBC was founded to fill a gap in seminary education in the growing Southwest region. Charged with training young men and women for gospel ministries in evangelism, church planting, missions, and education, the school has been offering graduate degrees since 1986. The strong relationship with Tri-City Baptist Church opens up many regular opportunities for students to experience path such as music pastorship and Christian education. With residential options for students, this program offers a holistic approach to divinity training that includes your personal growth with pastoral training.

Phoenix Seminary
Scottsdale, AZ

Website

phoenix seminary logo

Master of Divinity (hybrid)

  • Biblical and Theological Studies
  • Leadership and Administration
  • Christian Studies

Total Estimated Cost: $48,300
Cost Per Credit: $525

Total cost is $365 below the state average for similar programs!

Also offers: MA in Ministry (Christian Studies, Ministry Skills, Leadership and Administration, Intercultural Studies), MA in Biblical and Theological Studies

Practical and effective training at Phoenix Seminarys MDiv program comes along with something else that you dont often find when training for the ministry: adventure! The joy and inspiration of the ministry come front and center through your journey here, in fellowship with a community of students and leaders destined to change the world. Phoenix Seminary hands you all the tools you need to be effective in this role, from detailed biblical studies in the original Greek and Hebrew to learning how to communicate Christs truth in a pluralistic world.

CALIFORNIA - State average: $49,264

America Evangelical University
Gardena, CA

Website

america evangelical university logo

Master of Divinity (on-campus)

  • Pastoral Ministry
  • Christian Counseling

Total Estimated Cost: $21,600
Cost Per Credit: $300

Total cost is $27,664 below the state average for similar programs!

Also offers: MA in Counseling

AEU trains lay leaders, missionaries, and pastors through strong donation to biblical principles but using the latest educational methods. By cultivating partnerships with organizations in different sectors, the university offers unique and in-depth internship experiences. A strong emphasis on accommodating the local cultural environment makes this school a natural choice for those performing mission work overseas.

SUM Bible College and Theological Seminary
El Dorado Hills, CA

Website

sum bible college logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $21,660
Cost Per Credit: $285

Total cost is $27,604 below the state average for similar programs!

Also offers: MA in Biblical Studies, MA in Christian Leadership

SUM originally stood for the School of Urban Missions. Although the college has a broader mission and more programs now, it remains a center for training for pastors interested in evangelizing in cities throughout the world. A significant emphasis on online learning means that youll be joined in your studies by students from around the world. The school intentionally doubles down on this by focusing on creating leaders for the global Christian movement. A requirement for MDiv applicants to already be active in ministry ensures you are joined on your path by fellow students who are serious and experienced.

World Mission University
Los Angeles, CA

Website

world mission university logo

Master of Divinity (hybrid)

  • Biblical Preaching
  • Christian Counseling
  • Church Ministry
  • Church Music

Total Estimated Cost: $24,640
Cost Per Credit: $280

Total cost is $24,624 below the state average for similar programs!

Also offers: MA in Theology; MA in Worship Studies

Founded in the firm belief that the global village is the pastors ranch, WMU is the place to go for experienced training in the missionary aspects of pastoral work. The international perspective brings training in innovative worship models and cultural diversity, preparing you for a soft landing in any ministry you end up in. Taking a broader vision of what a Biblical education means leads the school to develop new and innovative approaches to divinity training. Outreach to other ethnic groups is part of the process here, meaning WMU offers a multicultural experience throughout your program of study.

Bethesda University
Graduate Department

Anaheim, CA

Website

bethesda university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $25,440
Cost Per Credit: $265

Total cost is $23,824 below the state average for similar programs!

Also offers: MA in Biblical Studies

Striving to become a global center for Christian academic training is all the motivation that is needed at Bethesda to create an effective program for training future Christian leaders. Taking the Pentecostal Evangelical perspective, the MDiv program trains you in both theological and social constructs to develop the knowledge and professional skills you will need to bring the Word of God to the faithful. A devotion to developing the spiritual life of students also fires the passion and drive that you need to do His work each day.

Presbyterian Theological Seminary
Santa Fe Springs, CA

Website

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Master of Divinity (on-campus)

Total Estimated Cost: $25,480
Cost Per Credit: $260

Total cost is $23,784 below the state average for similar programs!

Also offers: Master of Arts in Christian Counseling Psychology

Youll graduate from PTS with a deeper knowledge of yourself and your own relationship with God on top of the strong Christian worldview and comprehensive Biblical knowledge their MDiv program prepares you with. The cultural context of Christianity is placed with insights from the humanities, natural and social sciences, and the arts to give you a better footing in evangelism and theological reasoning.

Shasta Bible College and Graduate School
Redding, CA

Website

shasta bible college logo

Master of Divinity (on-campus)

  • Pastoral and General Ministry
  • Military Chaplaincy

Total Estimated Cost: $27,000
Cost Per Credit: $375

Total cost is $22,264 below the state average for similar programs!

Also offers: MA in Christian Ministries; MA in Biblical Counseling

The main priority at Shasta is creating an atmosphere that is conducive to spiritual growth, in the knowledge that academic excellence is sure to follow inspiration. With passionate, highly-experienced and academically accomplished professors and mentors, the MDiv program here gives you every chance at success in the ministry. An active residential campus is family-oriented and offers plenty of outreach opportunities for students, as well as the promise of making new friends.

Epic Bible College and Graduate School
Sacramento, CA

Website

epic bible college logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $33,912
Cost Per Credit: $471

Total cost is $15,352 below the state average for similar programs!

Also offers: M.A. in Christian Ministry; M.A. in Biblical Studies; M.A. in Ethical Leadership

Epic divides their MDiv program objectives into spiritual, professional, and academic realms, then gives you all the support you need to hit all three targets. The school works hard to cultivate a sense of family, with each student valued for their individual abilities and contributions. The school bases its curriculum on current and relevant experiences, delivered by instructors with a background in real-world ministry. You can be sure the skills you are learning here are the best practices being used out in the field of ministry today.

Fresno Pacific University
Biblical Seminary

Fresno, CA

Website

fresno pacific university logo

Master of Divinity (on-campus)

Total Estimated Cost: $34,920
Cost Per Credit: $485

Total cost is $14,344 below the state average for similar programs!

Also offers: MA (Theology, Old Testament, New Testament, Ministry Leadership and Culture, Christian Ministry)

Empowering churches and transforming people into leaders is what the MDiv program at FPU is all about. Kingdom-minded leaders are developed through accessible and affordable educational programs here, including the Master of Divinity. Faculty here bring together strong, dynamic Christian faith with a commitment to warm and personal relationships with students. Year of experience in both ministry and teaching offers you the best of both worlds in your coursework here.

Simpson University
A.W. Tozer Theological Seminary

Redding, CA

Website

simpson university logo

Master of Divinity (online, hybrid)

Total Estimated Cost: $37,000
Cost Per Credit: $500

Total cost is $12,264 below the state average for similar programs! 

Also offers: MA in Ministry Leadership

Calling, character, and competence are the three things that are most developed at the A.W. Tozer Theological Seminary at Simpson. Rigorous and respected Biblical training is delivered by faculty who are both accomplished scholars and experienced ministers. Simpsons Bible studies go back as far as 1921, with a strong track record of developing missionaries for overseas evangelizing. Long known as the Gateway to World Service, Simpson today trains ministers for a wide range of different pastoral duties just as comprehensively and effectively.

Hope International University

Pacifica Christian College of Ministry and Biblical Studies

Fullerton, CA

Website

hope international university logo

Master of Divinity (hybrid, online)

  • Christian Ministry and Leadership
  • Church Planting
  • Intercultural Studies
  • Pastoral Care
  • Spiritual Formation
  • Worship Ministry

Total Estimated Cost: $37,800
Cost Per Credit: $525

Total cost is $11,464 below the state average for similar programs!

Also offers: MA (Ministry, Ministry and Business); Master of Church Music

You can expect to be transformed through your education at HIU, as previous graduates have reported. The tools and techniques of ministry are all offered through the MDiv program, of course, but the heart and secret of your schooling here will be in the personal growth of your self-confidence and your relationship with God. The expansive Fullerton campus is located right in the heart of Orange County, a diverse, urbanized area with plenty to see and do.

Azusa Pacific University
Azusa Pacific Seminary

Azusa, CA

Website

azusa pacific university logo

Master of Divinity (on-campus)

  • Biblical Studies

Total Estimated Cost: $42,106
Cost Per Credit: $569

Total cost is $7,158 below the state average for similar programs!

Also offers: MA in Korean Pastoral Studies; MA in Pastoral Studies (English, Spanish); MA in Theological Studies

Azusa is located in one of the most diverse corners of the country, and is recognized as having one of the most diverse student populations. Thats a key setup to the MDivs purpose in offering a global awareness of Church and ministry, teaching you to develop effective patterns of ministry through a combination of classroom instruction and practical experience. Youll get a chance to learn as much from your peers in this setting as you will in turn offer them from your own lived experiences. Transformational mentoring relationships with faculty round out this very human, very expressive path to the ministry.

Southern California Seminary
San Diego, CA

Website

southern california seminary logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $43,680
Cost Per Credit: $455

Total cost is $5,584 below the state average for similar programs!

Also offers: MA in Christian Ministry; MA in Science and Religion; MA in Christian Counseling; MA in Biblical Studies; Master of Theology

Although SCS is proud of their diverse, far-ranging alumni and multi-cultural campus, they are first and foremost educators of pastors to local churches. The modest tuition is in service to that goal, as is the schools partnership with Shadow Mountain Community Church, where you can hone your practical skills on top of the strong course of Biblical knowledge you get through class. The highest standards of study are maintained by devoted, highly qualified instructors. You graduate equipped to serve in senior leadership in the pastorate, missions, Christian education, or social work.

La Sierra University
HMS Richards Divinity School

Riverside, CA

Website

la sierra university logo

Master of Divinity (on-campus)

  • Youth Ministry
  • Family Ministry
  • Cross-Cultural and Urban Ministry
  • Preaching
  • Cross-Cultural Missions
  • Creative Evangelism
  • Relief and Development
  • Community Service
  • Social Justice

Total Estimated Cost: $44,496
Cost Per Credit: $618

Total cost is $4,768 below the state average for similar programs!

Also offers: MA in Religion; Master of Theological Studies

La Sierra offers an open community of learning and service. Youll find a hospitable environment here for your education and personal growth, fostered by caring, engaged, compassionate instructors and staff. A collaborative approach to teaching follows through in offering additional opportunities to expand your studies to other schools at the college, delivering unique specialization options such as in Christian Philanthropy and Worship and Music. La Sierra is a big school with many resources that offers an MDiv at an extremely attractive price.

California Lutheran University
Pacific Lutheran Theological Seminary

Berkeley, CA

Website

california lutheran university logo

Master of Divinity (on-campus, online)

  • Climate Justice and Faith
  • Evangelism and Justice

Total Estimated Cost: $44,895
Cost Per Credit: $615

Total cost is $4,369 below the state average for similar programs!

Also offers: MA in Spirituality and Social Change; Joint MA-MDiv

An intellectual engagement with Scripture, various traditions of faith, and the wider world of culture and society opens up for you at PLTS through engagement with a wide array of theological voices. Youll get a solid grounding in Biblical studies and Christian doctrine, but also learn how to peer through the socio-ecological lens at modern cultural challenges in race, class, gender, and even ecology to find new ways to apply those immaculate teachings in todays world. Located in the heart of the Bay Area, youll find diversity on and off campus to support your understanding of faith and society.

The Master’s University and Seminary
Los Angeles, CA

Website

the masters seminary logo

Master of Divinity (on-campus)

Total Estimated Cost: $45,570
Cost Per Credit: $465

Total cost is $3,694 below the state average for similar programs!

Also offers: MA in Biblical Counseling; MA in Biblical Studies; Master of Theology

The Masters University and Seminary is aptly named on several fronts. First, faculty are acknowledged leaders in spiritual and academic fields alike, offering great experience and expertise to draw on in your training. Next, the school offers no shortcuts in their studies, requiring as much as twice the credit hours of other programs and requiring mastery of Biblical languages so you have no doubt that your understanding of Scripture is correct. You will fully master the disciplines of holiness, prayer, leadership, and compassion, which will come together to make you the minister you are meant to be.

COLORADO - State average: $55,020

Denver Seminary
Littleton, CO

Website

denver seminary logo

Master of Divinity (on-campus, online, hybrid)

  • Apologetics and Ethics
  • Biblical Preaching
  • Biblical Studies
  • Chaplaincy
  • Christian Formation and Spiritual Direction Leadership
  • New Testament
  • Old Testament
  • Pastoral Care and Counseling
  • Theology

Total Estimated Cost: $50,955
Cost Per Credit: $645

Total cost is $4,065 below the state average for similar programs!

Also offers: MA (Apologetics and Ethics, Biblical and Theological Studies, Christian Formation, Christian Studies, Counseling Ministries, Cultural Engagement, Leadership, New Testament, Old Testament, Theology); Master of Theology (New Testament, Old Testament, Theology)

A broad but deep foundation in Biblical and theological studies awaits you at the Denver Seminary, whether you choose to attend at either physical location (a campus is also operated in Washington D.C.) or in hybrid or online formats alone. More than 70 years of preparing graduates for intensive work in the ministry gives Denver Seminary an unsurpassed standing in a community that embraces more than 50 denominations. The flexibility of fully online, on-campus, or hybrid training shows that this school has also kept up with the times, though, with a global campus that relies on the same faculty and a cohort model that keeps you connected to fellow students throughout your studies.

CONNECTICUT - State average: $53,208

Holy Apostles College and Seminary
Cromwell, CT

Website

holy apostles college seminary logo

Master of Divinity (online)

  • New Evangelization

Total Estimated Cost: $27,000
Cost Per Credit: $375 

Total cost is $26,208 below the state average for similar programs!

Also offers: MA in Pastoral Studies (Apologetics, Catechetical Ministry, General Studies, Marriage and Family Studies, Pastoral Counseling, Spiritual Direction, Youth & Young Adult Ministry); MA in Theology (Bioethics – with NCBC Certification, Bioethics – non-NCBC, Church History, Dogmatic Theology, General Studies, Moral Theology, Sacred Scripture, Thomistic Studies)

Although Holy Apostles is a small seminary, as seen in the attractively low student/faculty ratio, it has a big reach. Students here are drawn from all 50 states and 5 different continents, bringing a multicultural perspective to Christianity as part of the package. Yet the school is unique in that, as both college and seminary, you may find both fellow divinity students and lay students attending the same classes. A top-quality, affordable education grounded in Catholicism and academic excellence is available to all.

DISTRICT OF COLUMBIA - State average: $80,474

Wesley Theological Seminary
Washington, DC

Website

wesley theological seminary logo

Master of Divinity (on-campus)

  • Children and Youth Ministry & Advocacy
  • African American Church Studies
  • Arts
  • Missional Church
  • Urban Ministry
  • Public Theology

Total Estimated Cost: $55,242
Cost Per Credit: $682

Total cost is $25,232 below the state average for similar programs!!

Also offers: Master of Theological Studies; MA (Faith and politics, Faith and health Pastoral care ministry, Multicultural ministry)

Collaborative agreements with local churches, hospitals, and other agencies put an exclamation point behind this seminarys commitment to practical field learning. Youll be trained in your calling not just by accomplished faculty members, but also by church officials, pastors, and even the laity. The complementary nature of academic and practical training is part of the schools commitment to prepare every graduate for service. The seminary also offers continuing education, certificate programs, and other community educational programs, bringing the liberating Gospel to a wide range of people.

FLORIDA - State average: $39,813

South Florida Bible College and Seminary
Deerfield, FL

Website

sfbc logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $22,125
Cost Per Credit: $295

Total cost is $17,688 below the state average for similar programs!

Also offers: MA in Biblical Studies; MA in Christian Counseling; MA in Pastoral Counseling; Master of Theology (Christian Apologetics, New Testament Studies)

Flexibility and affordability are the dual hallmarks of the MDiv program at SFBC. A senior pastor discount can make it even more affordable for those who are eligible! Many specialized areas of study ensure that your specific requirements are met for whatever ministry you feel called to. In-depth research ensures that you get to the bottom of thorny theological questions, and options to study in the original Greek or Hebrew allow you to take your explorations further.

Southeastern University
School of Divinity

Lakeland, FL

Website

southeastern u logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $35,640
Cost Per Credit: $495

Total cost is $4,173 below the state average for similar programs!

Also offers: MA in Ministerial Leadership (Executive); MA in Biblical Studies; MA in Theological Studies; MA in Family Ministry; MA in Ministerial Leadership

Southeastern understands that location matters, and beautiful Lakeland offers a vibrant community in which to study. Close to some of the countrys best beaches and Disney World and Busch Gardens, you wont have trouble finding ways to stay occupied after class. But you might not ever feel the need to leave this new, modern, and still-growing campus, with a brand new Welcome Center, expanded Student Activities Center, a coffeehouse, and even an on-campus Chick-fil-A. But none of the amenities here distract from a quality program that covers Old and New Testaments in the original Greek and Hebrew and offers inspirational courses in ecclesiology and preaching.

GEORGIA - State average: $48,401

Luther Rice College and Seminary
Lithonia, GA

Website

luther rice college seminary logo

Master of Divinity (on-campus, online)

  • Biblical Languages

Total Estimated Cost: $21,420
Cost Per Credit: $238

Total cost is $26,981 below the state average for similar programs!

Also offers: Master of Arts in Apologetics; Master of Arts in Biblical Counseling; Master of Arts in Christian Studies; Master of Arts in Leadership; Master of Arts in Ministry

As a center for Christian academic excellence for over 50 years, Luther Rice College and Seminary is a beacon in the metro Atlanta area for ministerial training. Many students are non-traditional, which gives the school great expertise in offering flexible online coursework to help you complete your studies while working or maintaining other obligations. Dedicated faculty here bring real-world experience to their lessons, adhering to the inspired, inerrant, and authoritative Word of God at every turn. All the tools you need to graduate and become a success in ministry are offered while you attend or when you join more than 8,000 alumni out in the working ministry.

Truett McConnell University
Balthasar Hubmaier School of Missions & Theology
Cleveland, GA

Website

truett mcconnell university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $31,488
Cost Per Credit: $384

Total cost is $16,913 below the state average for similar programs!

Also offers: MA in Theology

Youll be trained not just as a fully equipped minister, versed in Scripture and theology, but also as a critical thinker. Youll get the knowledge and training you need to evaluate thorny issues of ethics and morality here, grounded in the bedrock of the Word of God. The four pillars behind this successful program of study are love of the Lord, love of His Word, love of the Church, and love of the lost. Youll quickly feel part of the TMU community through leadership opportunities and campus organizations offering opportunities for service.

Beulah Heights University
Atlanta, GA

Website

beulah heights university logo

Master of Divinity (on-campus, online)

  • Leadership
  • Chaplaincy

Total Estimated Cost: $38,250
Cost Per Credit: $425

Total cost is $10,151 below the state average for similar programs!

Also offers: MA in Religious Studies

As the premier Christian university in Atlanta and one of the oldest Christian universities in the Southeast, you cant go wrong with choosing BHU for your Master of Divinity program. Two specializations allow you to tailor your training toward your individual calling, while strong core coursework in Biblical studies and ministry skills equip you for leadership and evangelical work in any ministry. The schools goal of becoming a resource center for Christian leaders means it has accumulated the materials and the expertise to offer a top-notch program in Divinity, at an extremely affordable price.

Mercer University
McAfee School of Theology
Atlanta, GA

Website

mercer university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $38,610
Cost Per Credit: $495

Total cost is $9,791 below the state average for similar programs! 

Also offers: Master of Theological Study; MA in Christian Ministry; M.Div+(MBA, MS in Clinical Mental Health Counseling, MS in Organizational Leadership); Master of Theological Studies-MS Clinical Mental Health Counseling; MA in Christian Ministry-MS in Organizational Leadership

Mercer was founded in 1833 with a dual goal of providing both classical and theological education simultaneously. That sort of recognition of the combination of culture and religion services graduates from todays Mercer MDiv program well. The school embraces traditional Baptist principles of intellectual and religious freedom, while offering rigorous training in serious theological matters and practical aspects of ministry. Faculty with enormous academic expertise and solid practical experience offer a broad range of interests to pass along, from Celtic Spirituality to Faith and Art.

HAWAII - State average: $42,840

Pacific Rim Christian University
Honolulu, HI

Website

pacific rim christian university logo

Master of Divinity (on-campus)

Total Estimated Cost: $42,840
Cost Per Credit: $595

Total cost is consistent with the state average for similar programs.

Also offers: MA in Christian Studies; MA in Christian Leadership

The Pacific Rim has a great need of disciples and missionaries, and PRCU is ideally placed to help train them. Located in beautiful Honolulu, the school has forged ties on both side of the Pacific to offer an unparalleled opportunity to tap into the resources of larger schools and institutes on the Mainland and conduct direct missionary work in Asia and the South Pacific. Students have made mission trips to Japan, Costa Rica, and the Philippines. The student experience is built around community and discipleship, with a characteristically friendly island attitude. Youll still get the in-depth studies in Greek and Hebrew, but its easier and more fun to make an impact with the support and attitudes you will find here.

IDAHO - State average: $42,840

Northwest Nazarene University
College of Theology and Christian Ministries

Nampa, ID

Website

northwest nazarene university logo

Master of Divinity (online)

  • Mission Leadership
  • Spiritual Formation
  • Youth, Children, and Family Ministry

Total Estimated Cost: $42,840
Cost Per Credit: $540

Total cost is consistent with the state average for similar programs.

Also offers: MA in Leadership and Formation (Missional Leadership, Spiritual Formation, Youth Children and Family Ministry); MA in Pastoral Ministry

NNU graduates head off to a wide variety of ministerial positions after graduation, ranging from staff ministry to church planting. Other graduates head on to pursue doctoral studies at prestigious schools such as Drew Divinity School, Portland Seminary, and Fuller Theological Seminary to name a few. The broad range of jobs they are prepared for is a testament to the excellent MDiv education that NNU has to offer. The leading-edge theological education offered here is powered by a highly-respected, well-prepared cadre of professors with strong academic credentials piled on top of legitimate real-world experience. You can tap into that expertise and head off to your next ministerial position with confidence and grace with this MDiv behind you.

ILLINOIS - State average: $62,305

McCormick Theological Seminary
Chicago, IL

Website

mccormick theological seminary logo

Master of Divinity (on-campus, hybrid)

Total Estimated Cost: $25,920
Cost Per Credit: $320

Total cost is $36,385 below the state average for similar programs!

Also offers: MA in Ministry (Spanish option); Master of Theological Studies

McCormick has been in the business of religious education for 190 years and is still going strong. That tells you something about the tradition and quality you will find here, either online or on campus. Yet the campus remains on the leading edge of progressive Christian education, with a multicultural student body and a faculty committed to teaching social justice and the latest perspectives in Biblical hermeneutics. Youll get diverse perspectives in your classes here, but also a strong element of classical training through Greek and Hebrew exegesis and courses in Church history. Institutional partnerships with other area schools and faith-based organizations broadens your horizons even further, and opportunities for service are endless.

Olivet Nazarene University
School of Theology and Christian Ministry

Bourbonnais, IL

Website

olivet nazarene university logo

Master of Divinity (on-campus, hybrid)

  • Pastoral Leadership
  • Missional Multiplication
  • Ministerial Studies
  • Urban Ministry
  • Family Ministry
  • Pastoral Ministry
  • Theology
  • Bible
  • Religious Studies

Total Estimated Cost: $32,400
Cost Per Credit: $450

Total cost is $29,905 below the state average for similar programs!

Also offers: MA in Pastoral Leadership; MA in Missional Multiplication; MA in Ministerial Studies; MA in Urban Ministry; MA in Family Ministry; MA in Pastoral Ministry; MA in Christian Ministry; MA in Religion; Master of Ministry; Master of Ministry in Spanish

Just 50 miles outside of Chicago, Olivet is within easy range for remote students flying in to attend one-week intensive seminars as part of the hybrid program here. The beautiful campus evokes public parks, but includes 25 well-equipped buildings on 275 acres. SMART classrooms and some 400 network access locations, on top of a campus-wide wireless network, makes it easy to connect for online resources access from anywhere on campus. Its a big educational opportunity for a surprisingly low cost.

Moody Bible Institute
Moody Theological Seminary
Chicago, IL

Website

moody bible institute logo

Master of Divinity (on-campus, online, hybrid)

  • Pastoral Studies
  • Ministry Leadership
  • Biblical Spiritual Formation and Discipleship
  • TESOL
  • Interdisciplinary Studies

Total Estimated Cost: $32,712
Cost Per Credit: $376

Total cost is $29,593 below the state average for similar programs!

Also offers: BA-MA; MA in Ministry Leadership; MA in Biblical Spiritual Formation and Discipleship; MA in Biblical Studies

Education at Moody begins with the Word. The Institute proudly claims that you will spend more time studying the Bible than any other book, pulling truth from the pages at every step. If you are interested in an MDiv program that makes serving Christ your lifelong pursuit, you have picked the right school. But a spiritual education does not have to be a traditional education, and Moody delivers high-tech options to make sure your grad program fits in with your obligations. With practical ministry options ranging from churches, youth outreach programs, homeless shelters, and refugee ministries, you wont have trouble getting hands-on opportunities on top of your academic progress.

Lincoln Christian University
Lincoln, IL

Website

lincoln christian university logo

Master of Divinity (on-campus, online)

  • Bible
    • Biblical Languages
    • General
    • New Testament
    • Old Testament
  • Theology and Philosophy
    • Church History/Historical Theology
    • Philosophy and Apologetics
    • Theology
  • Christian Ministries
    • Chaplaincy
    • Christian Education
    • Intercultural studies (Missions)
    • Leadership Studies
    • Pastoral Care & Counseling
    • Preaching Ministry
    • Spiritual Formation
    • Worship Studies

Total Estimated Cost: $36,300
Cost Per Credit: $484

Total cost is $26,005 below the state average for similar programs!

Also offers: MA in Biblical Studies; MA in Church History/Historical Theology; MA in Theology; MA in Bible and Theology; MA in Ministry

Lincoln Christian recognizes that every calling is different, and builds their extremely flexible, extremely affordable Master of Divinity program around that. With an enormous array of specializations, you would think that just about every ministry would be covered, but thats really just the start—students are free to combine their elective credits in any way to create their own unique specialization track. Youll form deep relationships with fellow students and staff, and always find a helping hand near when you need one.

North Park University
Theological Seminary

Chicago, IL

Website

north park theological seminary university logo

Master of Divinity (on-campus, hybrid)

Total Estimated Cost: $44,240
Cost Per Credit: $560

Total cost is $18,065 below the state average for similar programs!

Also offers: MA in Christian Formation; MA in Christian Ministry (Restorative Arts); MA in Christian Formation-MBA/MNA; MA in Theological Studies

North Parks MDiv is a great course of study to prepare for ordination in Christian service to the ministry. But the college also goes broader, serving up a degree that is also solid training for roles in parachute and nonprofit organizations, allowing you to take your training to support almost any Christian calling. Located on the North Side of Chicago, North Park embodies a multi-cultural heritage that is exemplified by their 3,200 strong student body, drawn from around the world. But with international study options, you dont have to settle for second-hand exposure. Opportunities exist around the world for practical ministry experience.

Bexley Seabury Seminary
Chicago, IL

Website

bexley seabury seminary logo

Master of Divinity (on-campus, hybrid)

Total Estimated Cost: $54,675
Cost Per Credit: $675

Total cost is $7,630 below the state average for similar programs!

Bexley Seabury is the King of contextual divinity studies. Every course you go through here will link to both other classes you have taken, as well as real-world settings that will keep your studies on a practical level. The Communities of Learning and Formation emphasis offers an unparalleled course of instruction in ministerial and pastoral leadership skills as well as equipping you for management and organizing work that is key in effective ministries of all types. Youll develop interpretive and interpersonal skills through interfaith reading of sacred texts, broadening your cultural competency and empathy.

Lutheran School of Theology at Chicago 
Chicago, IL

Website

lutheran school theology chicago logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $58,725
Cost Per Credit: $725

Total cost is $3,580 below the state average for similar programs!

Also offers: Master of Theology; BA-MDiv; AM(MSW)-MDiv; AM(MSW)-MA; Master of Arts in Ministry-AM(MSW); MA in Ministry

A commitment to social transformation and witnessing the Gospel is at the heart of the MDiv program at LSTC. Youre doing more than just checking boxes when you pursue your degree here—you will be building key competencies for leading a practical ministry. The organizing principle behind the program is the LSTC concept of Public Church, using community-building skills to grow congregations and engagement beyond the church itself. The school is a shining beacon of community involvement, offering you the opportunity to put down roots in the Chicago area and make connections for your future.

Trinity International University
Trinity Evangelical Divinity School

Deerfield, IL

Website

trinity international university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $62,640
Cost Per Credit: $720

Also offers: MA in Chaplaincy and Ministry Care; MA in Educational Ministries; MA in Systemic Theology; MA in Church History; MA in New Testament; MA in Old Testament and Semitic Languages; MA in Theological Studies; Master of Theology

TEDS offers a diverse community of cultures, traditions, experiences, ideas and stories to immerse yourself in for a full perspective on divinity and what faith really means in a cross-cultural context. Trinity staff and faculty are known for their engagement with and mentorship of every student. A strong set of on-campus centers and a comprehensive library offer plenty of resources to fuel your academic pursuits, while Career Services and Ministry Placement offices help you get your footing in the real-world workforce after graduation.

INDIANA - State average: $85,913

Oakland City University
Chapman Seminary

Oakland City, IN

Website

oakland city university logo

Master of Divinity (on-campus)

  • Pastoral Care

Total Estimated Cost: $24,750
Cost Per Credit: $275 

Total cost is $61,163 below the state average for similar programs!

OCU can feel like a family, drawing on its roots as a basic two-story brick building when it was founded in 1885. Youll feel the same sense of connection and support as those first classes of students must have known, with dedicated faculty and administrators who have a genuine interest in your learning and success. The campus is a lot bigger today, with a beautiful, comfortable 34 acres for you to enjoy and contemplate the divine. A strong alumni network worldwide, with more than 15,000 members, will help you get connected after graduation and start your ministerial career off on the right foot.

Anderson University
School of Theology and 
Christian Ministry
Anderson, IN

Website

anderson university logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $33,840
Cost Per Credit: $470

Total cost is $52,073 below the state average for similar programs!

Also offers: MA in Christian Ministry; Master of Theological Studies

Anderson sees your studies for the Master of Divinity as not just an education to develop your ministry for others, but also as a way to grow your own passion and faith for success. With a relatively small student body but more than 130 different clubs, intramurals, and service opportunities available, youll quickly find your personal growth happening alongside your studies. Twice weekly Chapel services helps focus your spiritual needs while you develop your academic expertise in the ministry.

Bethany Theological Seminary
Richmond, IN

Website

bethany global university logo

Master of Divinity (on-campus, hybrid)

  • Pastoral Care

Total Estimated Cost: $36,000
Cost Per Credit: $500

Total cost is $49,913 below the state average for similar programs!

Also offers: MA (Biblical studies, Brethren studies, Historical studies     Peace studies, Theological studies); MA in Theopoetics and Writing; MA in Spiritual and Social Transformation

A completely reorganized and refocused MDiv program awaits you at BTS, revolving around how students can put their learning into practice. Hands-on ministry work is combined with classroom or remote instruction to give you the academic founding for day-to-day ministry tasks. As part of both an intellectual and spiritual community of distinction, youll come to better understand Christianity and your own faith through supportive interactions with both faculty and fellow students. BTS has been nimble and adaptive throughout its more than 100 years as a theological seminary, and youll pick up the same traits in this affordable MDiv program.

Indiana Wesleyan University
Wesleyan Seminary

Marion, IN

Website

indiana wesleyan u logo

Master of Divinity (online)

  • Children, Youth, and Family Ministry
  • Church Planting and Multiplication
  • Intercultural Studies
  • Leadership
  • Pastoral Care
  • Pastoral Ministry
  • Spiritual Formation
  • Worship Arts
  • Biblical Studies

Total Estimated Cost: $39,000
Cost Per Credit: $520

Total cost is $46,913 below the state average for similar programs!

Also offers: MA in Biblical and Theological Studies; Masters in Christian Theology; MA in Ministry (Children Youth and Family Ministry, Biblical Studies, Leadership, Pastoral Care, Spiritual Formation, Worship Arts, Pastoral Ministry); Master of Practical Theology; Masters of Spiritual Care

The innovative degree program at Indiana Wesleyan is built around the real-world demands of a local church ministry. Youll find intellectual explorations of Scripture bound closely together with practical skills training for counseling and delivering sermons, equipping you with the knowledge and hands-on skills to step up to pastorship immediately on graduation. Nearly ten different specialties give you a chance to hone those academic and practical skills around specific ministries, making this an affordable choice for almost any goal you have in mind.

Anabaptist Mennonite Biblical Seminary
Elkhart, IN

Website

ambs logo

Master of Divinity (on-campus, online)

  • Pastoral Ministry
  • Chaplaincy
  • Christian Faith Formation
  • Theological Studies (on-campus only)

Total Estimated Cost: $43,200
Cost Per Credit: $540

Total cost is $42,713 below the state average for similar programs!

Also offers: MA in Christian Formation; MA in Theology and Global Anabaptism; MA in Theology and Peace Studies

As a program designed for spiritually mature, Spirit-led leaders, you can expect focus and intensity alike in your fellow students and in the goals of the program. The MDiv Connect online option deepens this commitment to mature students even further, offering flexibility that is welcome for anyone with existing career or family commitments. Affordable pricing is another key selling point for the mature student demographic, with less than seven percent of AMBS students requiring loans to complete the program.

Grace Theological Seminary
Winona Lake, IN

Website

grace theological seminary logo

Master of Divinity (on-campus)

  • Chaplaincy
  • Ministry
  • Exegetical Studies
  • General Studies
  • Intercultural Studies
  • Pastoral Counseling
  • Pastoral Studies
  • Womens Leadership

Total Estimated Cost: $43,950
Cost Per Credit: $586

Total cost is $41,963 below the state average for similar programs!

Also offers: MA Local Church Ministry; MA in Chaplaincy; MA in Womens Ministry Leadership

Positive biblical standards have been the foundations for education at Grace ever since the seminary was first established in 1937. Staying true to that history and to the Word of God has led Grace to earning a worldwide reputation for excellence. Thats part of the reason the student body here represents more than 30 different denominations and various non-denominational churches. Grace offers a transformative experience through in-depth Biblical knowledge that will both boost your pastoral skills and affect your life.

Earlham College
School of Religion

Richmond, IN

Website

earlham college logo

Master of Divinity (on-campus, hybrid)

  • Pastoral Care
  • Pastoral Ministry
  • Peace and Justice
  • Quaker Ministry
  • Spirituality
  • Teaching
  • Writing
  • Unitarian Universalist Ministry

Total Estimated Cost: $45,000
Cost Per Credit: $600

Total cost is $40,913 below the state average for similar programs!

Rooted in the Christian Quaker tradition, Earlham offers students a course of study that teaches how contemplation can inspire action. Your spiritual formation comes together with social engagement and academic study here, whether you are engaged on-campus in full-time study or participate through the innovative ESR Access remote hybrid learning option. Either way you have access to the same excellent instructors and the same clear style of deep engagement and preparation for ministry.

Christian Theological Seminary
Indianapolis, IN

Website

christian theological seminary logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $51,120
Cost Per Credit: $710

Total cost is $34,793 below the state average for similar programs!

Also offers: Master of Theological Studies

CTS offers an intellectually rigorous but spiritually formative course of study that addresses the whole student. Both spiritual and academic needs are addressed through the program, rooted in inclusivity and dignity. Youll find support everywhere you turn here, whether you are studying entirely online or in the beautiful, classic campus environment. Field experiences are stressed here, and additional options to fulfill your calling are offered in social justice through the schools highly respected Faith and Action Project.

IOWA - State average: $38,334

Shiloh University
Ministry and Leadership Program

Le Claire, IA

Website

shiloh university logo

Master of Divinity (online)

  • Traditional
  • Care of Souls

Total Estimated Cost: $27,000
Cost Per Credit: $375

Total cost is $11,334 below the state average for similar programs!

Also offers: MA in Practical Ministry (Jewish Foundations of the New Testament, Care of Souls); Master of Apostolic Leadership; Masters in Healing and Spiritual Care

Shilohs innovative online MDiv program makes it a truly global university, exposing students from every nation to the kind of divinity program that will help them boost their community and change the world. With a strong biblical basis for ministry serving as the foundation of the degree, you can branch out into either traditional studies or explore the Care of Souls track to build your expertise in assisting those facing difficult life challenges in your congregation.

Faith Baptist Bible College and Theological Seminary
Ankeny, IA

Website

faith baptist bible college seminary logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $35,040
Cost Per Credit: $365

Total cost is $3,294 below the state average for similar programs!

Also offers: MA in Biblical Studies; MA in Practical Theology; MA in Religion; MA in Theological Studies

Faith Baptist is not just a regional, but also a global center for divinity studies. The Refresh Conference draws in pastors from all over for an emphasis on ministry each spring; the Missions Conference in the fall similarly focuses on outreach. A terrific campus experience centered around daily chapel helps keep your own faith focused and your own calling clear. The incredible Faith Music Academy uses the gift of music to take worship for both students and the surrounding community to a new level. Expert instructors bring their knowledge and wisdom to class each day, taking an active interest in each student and helping you fulfill your full potential as a pastor.

KANSAS - State average: $50,323

Saint Paul School of Theology
Leawood, KS

Website

saint paul school theology logo

Master of Divinity (on-campus, online, hybrid)

  • Evangelism
  • Wesleyan Studies
  • Women, Society, and Church Studies

Total Estimated Cost: $50,323
Cost Per Credit: $637

Total cost is consistent with the state average for similar programs.

Also offers: MA in Christian Ministry (Prophetic Witness and Service, Deacon Ministries); MA in Theological Studies

As the only accredited program offering a master of divinity degree in Kansas, St. Paul is the most affordable in the state by default. But at a substantially lower cost than most regional schools as well, its sure to draw in students from all over through the superb online and hybrid programs. Either way, you get a contextual education through St. Paul through strong ties to local church and Ministry Collaboration Groups. Youll get a more intensive experience in these small instructional units that gives every student a voice and opportunity to reflect on life and ministry experiences.

KENTUCKY - State average: $37,130

Campbellsville University
Campbellsville, KY

Website

campbellsville university logo

Master of Divinity (online)

  • Missions & Ministry Leadership
  • Biblical Studies
  • Pastoral Care & Chaplaincy

Total Estimated Cost: $22,425
Cost Per Credit: $299

Total cost is $14,705 below the state average for similar programs!

Also offers: Master of Theology

Convenience comes with affordability at Campbellsville. A strong faith-based education here focuses on your own growth through a combined arts and sciences program that informs the cultural context for your divinity studies. The online campus has received accolades from numerous evaluators, and provides a strong and cohesive platform that remains flexible enough to match your schedule. Although remote, youll find the schools dedication to your growth in both personal and professional fields is up close and entirely focused.

Southern Baptist Theological Seminary
Louisville, KY

Website

southern baptist theological seminary logo

Master of Divinity (on-campus, online)

  • Christian Ministry
  • Great Commission Studies
  • Apologetics
  • Biblical and Theological Studies
  • Biblical Counseling
  • Biblical Spirituality
  • Ethics and Philosophy
  • Evangelism and Missions
  • Islamic Studies
  • Leadership and Discipleship
  • MBA
  • Missions and Bible Translation
  • Missions and Bible Counseling
  • Missions and Church Planting
  • Pastoral Studies
  • Worship Leadership

Total Estimated Cost: $24,200
Cost Per Credit: $275

Total cost is $12,930 below the state average for similar programs!

Also offers: MA in Apologetics; MA in Biblical Counseling; MA in Christian Education; MA in Church Ministries; MA in Church Music; MA in Discipleship and Family Ministry; MA in Islamic Studies; MA in Missiology; MA in Theological Studies (Intercultural Leadership, Lay Leadership); MA in Worship Leadership; Master of Theology (Biblical Studies, Biblical Theology, Church History, Evangelism and Missions, New Testament, Old Testament, Philosophy Worldview and Apologetics, Practical Theology, Systematic Theology, Biblical Theology and Exegesis, Evangelism and Missions, Philosophy Worldview and Apologetics, Practical Theology, Theological and Historical Studies); BA+M.Div

If you were looking for coddling in a Master of Divinity program, SBTS isnt the place for you to find it. The seminary is up front about the demands of the MDiv here: the degree is challenging because ministry is challenging. With the kind of comprehensive training, you will receive here, however, you will be well-equipped for any kind of issue that ministry work throws at you. A jaw-dropping number of concentrations are compounded by the availability of more than 300 electives in all kinds of subjects to fulfill any need you can name. The teachers and students here are all serious about the Gospel, and you will be too once you enroll. Its an enormous foundational education at an extremely low price.

Louisville Presbyterian Theological Seminary
Louisville, KY

Website

louisville presbyterian theological seminary logo

Master of Divinity (on-campus)

Total Estimated Cost: $34,506
Cost Per Credit: $426

Total cost is $2,624 below the state average for similar programs!

Also offers: MA in Religion

LPTS has a long history of reaching across cultural and religious divides to produce compassionate, effective, inspirational leaders. Graduates have become pastors, chaplains, social justice advocates, non-profit leaders, and community organizers. The community support you receive here will enhance your spiritual, ethical, and professional development over the course of the program through resources such as the Womens Center. As a notably family-friendly campus, LPTS also make a great choice for students with families.

Lexington Theological Seminary
Lexington, KY

Website

lexington theological seminary logo

Master of Divinity (hybrid)

Total Estimated Cost: $38,760
Cost Per Credit: $510 

Also offers: Master in Pastoral Studies; Master of Theological Studies

LTS is dedicated to offering a 100 percent online, hybrid model of study that delivers a modern approach to a more than 150-year tradition of pastoral study. Affordability is part of the package, but youre not sacrificing a sense of support or community here, which is part of what has led the school to a nearly 90 percent retention rate for the most recent school year in which data was available. And the online presence has drawn in students from 34 states, giving you a broadly intercultural experience in your class.

LOUISIANA - State average: $23,940

New Orleans Baptist Theological Seminary
New Orleans, LA

Website

new orleans baptist theological seminary logo

Master of Divinity (on-campus, online)

  • Standard Track
  • Biblical Languages
  • Biblical Studies
  • Chaplaincy/Pastoral Care
  • Christian Apologetics
  • Christian Education
  • Christian Leadership
  • Christian Theology
  • Christian Thought
  • Church Music
  • Church Planting
  • Collegiate Ministry
  • Counseling (non-licensure)
  • Evangelistic Church Growth
  • Expository Preaching
  • Islamic Studies
  • Marriage and Family Counseling
  • Mentoring
  • Ministry to Women
  • Missions
  • Pastoral Ministry
  • Philosophy
  • Urban Missions
  • Worship Ministries

Total Estimated Cost: $23,940
Cost Per Credit: $285

Total cost is consistent with the state average for similar programs.

Also offers: MA Apologetics; MA Biblical Archaeology; MA Biblical Studies; MA Cross-Cultural Studies; MA Philosophy; MA Theology; MA in Christian Apologetics; MA in Christian Education; MA in Church and Community Ministries; MA in Counseling (Specialization in Clinical Mental Health); MA in Counseling (Specialization in Marriage and Family); MA in Discipleship; MA in Missiology; MA in Ministry Leadership; MA in Ministry to Women; MA in Pastoral Ministry; MA in Worship Ministries; Master of Theological Studies; Master of Music in Church Music; Master of Theology

You can tell just by looking at the more than 20 specializations available for the NOBTS MDiv that this is a school that values giving students options. A curriculum tailored to your specific calling is just the beginning. Characteristic excellence is a key value here, expressed through helping every student develop into the kind of servant leader that Christ intended. Youll find the New Orleans setting an ideal reflection of the kind of combination of scholarship, practicality, and accessibility that NOBTS offers. Its a seminary that is as one-of-a-kind as the city where it lives, and as the most affordable, and only, program in Louisiana, its a clear choice for students from across the Southeast.

MAINE - State average: $35,820

Saint Joseph’s College of Maine
Standish, ME

Website

saint josephs college of maine logo

Master of Divinity (online)

Total Estimated Cost: $35,820
Cost Per Credit: $398

Total cost is consistent with the state average for similar programs.

Also offers: MA in Theology (Pastoral Theology, Sacred Theology, Advanced Diaconal Studies)

Saint Joes, as it is lovingly referred to by both students and alums, offers you a community that will grow your talents, shape your ambitions, hone your innovation, and give you the tools you need to help build a more compassionate world. Youll find staff and professors interested in boosting your professional development as well as mastering coursework. Your fellow students will pull together with you to lighten the load of study. And an active campus ministry helps fuse faith with daily life throughout your training.

MARYLAND - State average: $27,000

Maple Springs Baptist Bible College & Seminary
Capitol Heights, MD

Website

maple springs baptist bible college logo

Master of Divinity (on-campus)

  • New Testament
  • Old Testament
  • Christian Counseling
  • Church Administration

Total Estimated Cost: $27,000
Cost Per Credit: $300

Total cost is consistent with the state average for similar programs.

Also offers: MA in Biblical Studies; MA in Christian Counseling

Youll get a comprehensive graduate education in divinity here at a low cost that is dropped even lower by generous scholarship options available at the school. The program itself delivers a healthy balance of biblical, theological, historical, and practical studies to prepare you for a wide range of different positions in or out of the ministry. Once youve graduated, your ties to MSBBC&S will be kept strong through an active alumni association.

MASSACHUSETTS - State average: $78,441

Hellenic College
Holy Cross Greek School of Theology

Brookline, MA

Website

hellenic college logo

Master of Divinity (on-campus)

Total Estimated Cost: $66,156
Cost Per Credit: $731

Total cost is $12,285 below the state average for similar programs! 

Also offers: Master of Theological Studies; Master of Theology

Education at Hellenic goes hand-in-hand with the schools mission to elevate the whole person of each student. Youll pursue higher education here to develop your moral and spiritual self as well as to follow intellectual pursuits. And culture is an integral part of the education, with the Archbishop Iaokovos Collection of the personal effects of His Eminence reflecting almost 40 years of leadership and ministry on two continents. The Office of Vocation and Ministry further supports your goals through various student programs such as vocation retreats, leadership workshops, and career services counseling.

Gordon Conwell Theological Seminary
Boston, MA

Website

gordon conwell logo

Master of Divinity (on-campus, online, hybrid)

Total Estimated Cost: $67,500
Cost Per Credit: $750

Total cost is $10,941 below the state average for similar programs!

Also offers: MA in Theological Studies; MA in Christian Ministries; Master of Theology

Fulfilling a calling to vocational ministry is what the program at Gordon Conwell is all about. Coming from the strong working-class tradition of Boston, GCTS nonetheless offers cutting-edge educational innovation. The school remains priced for students of every background, however. Online student life support keeps you connected to the community no matter where you will be studying. Hybrid learning options also give you a chance to change up your training from online to on-campus, taking advantage of the array of local campuses the school supports from Florida to North Carolina to Massachusetts. Your urban ministry skills have a chance to be sharpened at the Boston location, known as the Campus for Urban Ministerial Education, an international leader in the field.

Boston University
School of Theology

Boston, MA

Website

boston university theology logo

Master of Divinity (on-campus)

  • Pastoral Ministry
  • Global and Community Engagement
  • Religion and the Academy
  • Organizational Management
  • Chaplaincy
  • Interfaith Leadership
  • Theology and the Arts

Total Estimated Cost: $69,116
Cost Per Credit: $934

Total cost is $9,325 below the state average for similar programs!

Also offers: Master of Theological Studies; Master of Sacred Music; Master of Sacred Theology

Transformation happens every day at the BU School of Theology. A world-famous program anchored by renowned faculty and a rigorous curriculum, no student passes through this MDiv without deep spiritual formation and fresh inspiration to the ministry. At the same time, BU recognizes that every calling is unique, and strives to present each student with unique opportunities through the track-based system to get exactly the education they need. With 21 different student interest groups, you will be sure to find others on campus who are on a similar path, and enjoy their fellowship and support. And with an 11-to-1 student-to-faculty ratio, you will also enjoy unparalleled support from your professors.

MICHIGAN - State average: $46,885

Andrews University
Seventh-Day Adventist Theological Seminary

Berrien Springs, MI

Website

andrews university logo

Master of Divinity (on-campus, online)

  • Chaplaincy
  • Youth and Young Adult Ministry
  • Marriage and Family Ministry

Total Estimated Cost: $22,230
Cost Per Credit: $285

Total cost is $24,655 below the state average for similar programs!

Also offers: MA of Pastoral Ministry; MA in Religion; MA in Discipleship in Lifespan Education; MS in Community and International Development-MA in Youth and Young Adult Ministry; MA in Discipleship in Lifespan Education-MSW; MA in Religious Education

A multi-cultural student population of more than 400 complements internationally-renowned faculty members in this program with global scope and recognition. Kept affordable by design, the seminary still manages not to sacrifice quality or experience. The Seminary Online Learning Center (SOLC) is a high-tech solution to remote studies, using cutting-edge technology to keep students connected from anywhere. With nine other on-campus centers for research and ministry, from the Global Research Center to the International Religious Liberty Institute, there are plenty of experts and learning opportunities to be found in every specialization or niche.

Western Theological Seminary
Holland, MI

Website

western theological seminary logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $44,805
Cost Per Credit: $515

Total cost is $2,080 below the state average for similar programs!

Also offers: MA in Christian Studies; Master of Theology

The fact that students plan and lead chapel services at Western every Monday through Thursday tells you all you need to know about the commitment here to practical ministry education. Internship settings include congregational placements, hospitals, parachurch organizations, and faith-based agencies among others. You can tune your studies to almost any kind of ministry practice, and faculty work hard to match you with placements that offer the best fit. Student support services help you through the entire program, from the Student Assistance Program that delivers counseling and spiritual direction, to formative workshops and other campus events that educate you for ministry.

MINNESOTA - State average: $51,526

University of Northwestern-St. Paul
College of Graduate and Online Adult Learning

St. Paul, MN

Website

university northwestern st paul logo

Master of Divinity (on-campus, online)

  • Biblical Studies
  • Clinical Pastoral Education
  • Educational Studies
  • Human Services
  • Organizational Leadership
  • Practical Theology

Total Estimated Cost: $37,924
Cost Per Credit: $499

Total cost is $13,602 below the state average for similar programs!

Also offers: MA in Ministry Leadership (Pastoral Leadership, Organizational Leadership, Biblical Studies, Theological Studies, Human Services, Educational Studies, Clinical Pastoral Education); MA in Theological Studies (Biblical Studies, Cultural Engagement, and Ministry Leadership); MA in Theological Studies

A recent survey of Northwestern grads found that 92 percent of them felt professionally prepared by the education they received here. Thats what is in store for you, too, with a curriculum that is rooted in Scripture and designed to develop your abilities to analyze theology and doctrine, think critically, and communicate effectively with your congregation and community. Students also give a great deal of credit to their advisors and professors, who stay close and offer real care and attention throughout the program. Youll be inspired as well as instructed by these expert faculty. The campus setting, for in-person instruction, is also perfect for contemplation and spiritual reflection on the shores of beautiful Lake Johanna.

Bethel University
Seminary

St. Paul, MN

Website

bethel u logo

Master of Divinity (on-campus, online)

Total Estimated Cost: $39,624
Cost Per Credit: $508

Total cost is $11,902 below the state average for similar programs!

Also offers: MA in Christian Thought; MA in Theological Studies; MA in Ministry

Bethel delivers both the skills and knowledge to ascend to leadership in the church. Become a pastor or a chaplain, train others as a teacher, or go on to doctoral studies—it’s all available to you through the comprehensive education and spiritual transformation of the MDiv degree here. After 145 years in operation, Bethel is clearly doing something right when it comes to training for the ministry. By tapping into your passion, the school can prepare you for everything from youth ministry to urban community leadership. Through the three centers philosophy, Bethel offers you a strong biblical foundation, strength of leadership, and an impeccable spiritual character to go forth and fulfill your calling.

Crown College
Saint Bonifacius, MN

Website

crown college logo

Master of Divinity (online)

  • Church Development
  • Community Development
  • Disaster and Emergency Management
  • Executive Leadership
  • Hmong Ministry
  • Intercultural Ministries
  • International Christian Education
  • Media Ministry
  • Non-profit Leadership
  • Pastoral Counseling
  • Pastoral Leadership
  • Spiritual Formation
  • Theological Studies
  • Urban Ministry

Total Estimated Cost: $41,400
Cost Per Credit: $575

Total cost is $10,126 below the state average for similar programs!

Also offers: MA in Christian Studies; MA in Ministry Leadership; MA in Pastoral Counseling; Accelerated Masters in Ministry

Crown views spiritual formation as a lifelong journey, not a checkmark on the box of your college education. Youll learn to think and act with theological convocation and clarity here, yet maintain an openness to personal growth and inspiration that will last through your entire career in ministry and life with the Lord. Beyond that, you are trained to empower other leaders, enhancing the impact of your individual ministry by inspiring others. Not only does Crown make it all affordable, but also easy, with a Canvas-based virtual classroom that is open 24/7 to fit your life and commitments.

United Theological Seminary of the Twin Cities
Minneapolis, MN

Website

united theological seminary twin cities logo

Master of Divinity (on-campus, online, hybrid)

  • Interreligious Chaplaincy
    • Islamic focus
  • Social Transformation
  • Theology and the Arts
  • Church Leadership
  • Methodist Studies
  • Presbyterian Studies
  • UCC Studies
  • UU Studies
  • Bahá’í Pastoral Care
  • Spiritual Direction
  • Biblical Studies
  • Religion and Theology
  • General Studies

Total Estimated Cost: $47,880
Cost Per Credit: $575

Total cost is $3,646 below the state average for similar programs!

Also offers: MA Theology and the Arts; MA Ethics and Justice; MA Religion and Theology; MA Biblical Studies; MA Bahá’í Studies; Master of Arts in Leadership (Faith Formation, Spiritual Direction, Specialized Ministry)

United delivers a low-cost education with an incredible number of concentration options. Youre encouraged to ask big questions, take big risks, and grow your capacity as a leader and a human being in the process. Support for your personal and social transformation comes from fellow students and staff from diverse backgrounds and perspectives who nonetheless offer you every part of themselves to help you through the program. A particular focus on the intersectionality of spirituality and the arts makes this a great school for creative souls. No matter what, youll find a great education and a great experience through this open and affirming community.

MISSOURI - State average: $50,574

Urshan Graduate School of Theology
Wentzville, MO

Website